AlertMe is a consumer credit monitoring service that will provide information to help stop credit fraud and identity theft. The service also provides insurance coverage to help defray costs associated with identity theft.

Daily credit monitoring: By scanning your credit daily, AlertMe is a first line defense against discrepancies that may affect your credit worthiness. When a significant change such as a new account, change of address or delinquent account is detected on your credit file, AlertMe will send you an e-mail notification. AlertMe also provides the steps you should take if you believe the activity could be fraudulent.

Identity theft insurance: Included with your subscription to the AlertMe service is up to $25,000 in identity theft insurance to cover your out-of-pocket expenses incurred to restore your identity and repair your credit (not currently available to residents of New York). Details about the insurance can be found in the insurance summary.

Optional online access to credit reports and scores: AlertMe gives you online access to credit reports and scores. You can easily and quickly request a credit report and score anytime you like. In addition to being able to view or print the credit report at the time you request it, AlertMe keeps a historical copy of each credit report you request through the service.

Monthly reassurance notification: If there has been no significant credit activity in the past 30 days, AlertMe will send you an e-mail letting you know there has been no activity and that your credit continues to be monitored.

Yearly free credit report reminder: Provides you a reminder and instructions on ordering the free credit reports available due to the Fair and Accurate Credit Transactions (FACT) Act.

Because identity theft is the nation's fastest growing financial crime, you need to make sure that you remain the only you. AlertMe is here to help!