Reminder that all our branches and drive-thrus will be closed on Monday, October 10th in observance of Columbus Day . You will be able to access your accounts via using our Digital Services or at any of our nearly 85,000 Surcharge-free ATMs. We will reopen during normal business hours on Tuesday, October 11th.

Personal Loan vs. Credit Card

Personal Loan vs. Credit Card

Credit card vs Personal Loan Blog Header

Which is better? Know your financial options As our economy continues to reopen and recover from a year-long global pandemic, some of us are faced with mounting debt and concerns with credit. Others have a desire to travel, make home improvements, or maybe fix or buy a vehicle. Whatever your situation, there are options to help finance your future. Let’s look at a personal loan vs. credit card—both have merit when used wisely. Personal loans or credit card: The pros…

Financial Tips for the New Year

Financial Tips for the New Year

Get help setting goals and sticking to budgets If your 2021 resolution includes some sort of financial goal, you are not alone. According to a recent survey, more than half of Americans will make a money resolution for 2021, many with the goal of reducing debt or becoming debt-free. Whether your financial resolution is paying off debt, adding more to savings or making a major purchase, ridding oneself of financial worries eliminates stress, helping you to live a happier and…

Benefits and Safety of Using Online and Mobile Banking

Benefits of Online Banking

5 reasons to get started today Depositing your paycheck with an image, transferring funds online and checking your balance on the go are more and more commonplace. Millions of people use mobile devices for their everyday banking needs. Mobile banking is also becoming more popular with older generations who were previously hesitant about it. Just two years ago, baby boomers were among the smallest group of mobile banking users. Since COVID-19,  46% of baby boomers have been using online and…

Purchasing Decisions: Determining Best Used Car Mileage & Age

Used Car Blog image

Buying a used car? Get the best bang for your buck. If you’re in the market to buy a used car, you’re not alone. In the past few months, used car sales have skyrocketed. It’s all thanks to effects of the coronavirus pandemic—those who usually took public transportation want to avoid close contact with others, and those who are looking for a different car are opting to save money by buying used. In June, American used car sales were up…

How to Take Care of Your Home

gloved hand removing leaves from a gutter

DIY repair, pro repair and homeowner’s insurance Getting the keys to a first home is one of the most exciting and important days in a person’s life. However, once the initial thrill of move-in passes, a new homeowner is faced with a daunting reality: learning how to take care of your home. Prevent problems with a proactive mindset It’s all too easy for first-time homebuyers to fall behind on home maintenance and upkeep. Unfortunately, this reactive approach is bound to…

New Mortgage Refinancing Fee

Mortgage Refinancing

Adverse market fee goes into effect December 1, 2020 A new mortgage refinancing fee, known as the “adverse market fee,” is just around the corner—and it has caused both concern and confusion among many homeowners. As interest rates have again declined and homeowners look to save money through refinancing, many questions have arisen with the advent of the new mortgage fee for refinancing. We dug in to learn more about the refinancing fee and answer your questions. What is the…

Pros and Cons of a Zero-Down Mortgage

zero down payment mortgage document

Buying a home with no down payment: Too good to be true? If you’ve ever looked into buying a home, it’s possible that one of the things preventing you from making the leap is the down payment. Which means you might be wondering: Is there a way to get a zero-down mortgage? The short answer is, “Maybe.” The longer answer is, “It’s complicated.” And the longest answer is, “It might be possible, but it’s likely not your best choice.” If…

Home Remodeling Tips

Home renovation

Consider a Home Equity Loan for Remodeling Maybe WFH (work from home) has you noticing how much your house needs updated. Or maybe home remodeling has been on your to-do list for some time. No matter what the reason, before you take on a new project, you might be looking for a few home remodeling tips. And home remodeling financing. Greater Alliance has you covered. We offer tips to get started. And then consider our new home equity loan that…

RV and Boat Loans

RV recreational vehicle loan

Tips for buying and financing RVs and boats Going out for a recreational weekend in a boat or road tripping in an RV is one of the most enjoyable ways to spend time—it’s the perfect balance of connecting with others and with nature. In fact, more than 11% of U.S. households owns an RV and there were around 12 million boats registered and documented last year. If you’d like to join in the fun by purchasing a boat or RV,…

4 Tips for Taking Virtual House Tours

Home mortgage

Try these home-buying tips while social distancing There is no doubt we are all living under a new normal. As the coronavirus pandemic hit our area particularly hard, millions have been ordered to stay home to prevent spreading the virus. We have found new ways to live, work and cope, primarily with the help of online services. Even the real estate sector has found a way to thrive by taking business online. Zillow reports that virtual house tours have skyrocketed.…