Financial security plays a crucial role in preserving and protecting wealth. It may seem unachievable to many, but anyone can be financially secure. Understanding Financial Security You have financial security when you have enough money for basic needs such as food, shelter, clothing, living bills, and healthcare. Being financially secure also means having peace of […]
Home equity represents a valuable asset that can contribute to building wealth. You can avail of home equity loans using your home as collateral. Understanding Home Equity Home equity is the portion of your home’s value that you own. It is the portion without any outstanding debts or liens against it. Calculating your home equity […]
Our Virtual Annual Meeting is Scheduled for May 24, 2023 Our Annual Meeting will be a fully virtual meeting via ZOOM Date: Wednesday, May 24, 2023 Time: 2:00 PM – 2:30 PM 2023 Annual Meeting Agenda 2022 Annual Meeting Minutes Supervisory Report 2022 Annual Report While we will certainly miss seeing our members’ familiar faces […]
Dear Valued Member: In light of the recent bank failures (Silicon Valley Bank – California and Signature Bank – New York), I would like to take a moment to address these recent events to our membership. I understand that this type of news may cause people to worry about their financial institution and their ability […]
How a forward-thinking mentality is helping GAFCU attract new members while staying committed to the community they serve. Credit unions have always had an inherent spirit of innovation. Being member owned and operated, they’re able to value people over profits in their efforts to serve members. But over the last few years, the demand to […]
Could you use some extra money in your life? Maybe you’re looking to build up your child’s college tuition fund. Maybe an unexpected illness landed you in the hospital and saddled you with debt, or you need emergency house repairs. Or perhaps you need to pay off a lot of credit card debt quickly or […]
Do you have a big purchase in mind, such as securing your wedding venue or finally taking your dream vacation to the Italian countryside? If you want to use your credit card on larger purchases without paying substantial interest fees, you need to have a good credit score. To improve your credit score, you must […]
When we opened in 1937, we never imagined that our tradition of outstanding service and commitment to our members would carry on for 85 years. Throughout that time, we have always kept the mission that was chartered by Alice C. Falb and her fellow Hackensack School District educators, to passionately serve our members’ financial needs. […]
When we opened in 1937, we never imagined that our tradition of outstanding service and commitment to our members would carry on for 85 years. Throughout that time, we have always kept the mission that was chartered by Alice C. Falb and her fellow Hackensack School District educators, to passionately serve our members’ financial needs. […]
An unexpected financial emergency can put you and your family in a perilous position. Whether it’s an unexpected vehicle repair, a broken appliance, or a sudden illness, sometimes all you need is a bit of a safety net to help you get back on your feet. Unfortunately, many of us are strapped for cash, especially […]