How to Save for the Unexpected Your furnace stops working during the coldest time of the year. Your car springs an oil leak that will take hundreds of dollars to fix. You lose your job when your employer decides to downsize. Life is full of big mishaps like these. That’s why building an emergency fund … Continue reading Building an Emergency Fund
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Where Should Your Money Go? Running a startup requires a lot of financial savvy. Barring the unlikely backing of a billionaire, you don’t have the budget to throw money at every obstacle ahead of you, so you need to know how to invest wisely in the future. Make smart decisions, and your company will grow … Continue reading Prioritizing Startup Expenses
Setting up a Simple Savings Account Creates Financial Literacy for Kids In a world of direct deposit, online bill paying and credit cards, opening a savings account for your child is an ever-more-critical tool for teaching them the A-B-Cs of 1-2-3s. As your child grows from newborn to new college student, selecting the best savings … Continue reading The Best Savings Plan for Kids
6 Things to Consider Before Applying Cash flow issues, buying new equipment, expansion, more inventory for the busy season, or reinforcement of manpower, are just some of the reasons why business owners consider getting a business loan. But, it shouldn’t be done hastily. You need to assess the current situation of your business and consider … Continue reading Getting a Business Loan
We Answer Your Questions on How Do Personal Loans Work Maybe you’re dreaming of updating your home with new flooring and modern appliances. Or, perhaps you’re dreaming of making good on that bucket list vacation destination. Did you know you could make both of those dreams a reality with a personal loan? Personal loans can … Continue reading Personal Loans
8 Steps to Buying a House From getting your finances in order to finding a mortgage lender, the home-buying process can feel complicated and overwhelming. If you consider the “seller’s market” we’re in today, with a highly competitive buying landscape, you might be second-guessing the purchase of a new home. But, don’t let cold feet … Continue reading Financial Home-Buyer Checklist
Which is better in purchasing a car? When you want convenience and comfort, buying a car of your own, whether brand new or secondhand, is always a good preference. However, it never comes cheap. If your savings is not enough to purchase a car, your option is to go for a car loan. The other … Continue reading Credit Union Personal Loan vs. Auto Loan
The pros and cons of leasing vs. financing a car Are you excited to get behind the wheel of a new vehicle? Are you wondering whether to lease vs. buy? With so many options on the market, choosing the right vehicle—and the right financing option—can be challenging. Dealer offers, personal preferences and car resale values … Continue reading Lease vs. Buy – Which Is the Best Option for You?
How to choose the best college checking accounts If you’re a student headed off to college or a parent whose child will be leaving home for the next chapter in their life, you may be thinking about how to best manage money during the next four or more years. College-bound students have their own set … Continue reading Opening a Bank Account for College Students
The simple, fool-proof method for paying off debt If it seems like you’ve always been in debt and there’s just no way to get out, take heart: There is a solution to becoming debt free. Can you imagine a life without debt? A life where you’re not paying for yesterday’s expenses, but instead can use everything you earn … Continue reading 2019 New Year’s Resolution – Becoming Debt Free!
How to be the host with the most without draining the bank Hosting a holiday meal can be stressful. While it’s great to open your home to family and friends, feeding a crowd can put a serious strain on your budget. Fortunately, it’s possible to be a great host while providing a holiday dinner on a budget. … Continue reading Holiday Dinner on a Budget
How to buy a used car in 8 steps While there is no denying the excitement of that new car smell, the fact is that many people can’t afford to or prefer not to buy a new car. One deciding factor may be depreciation on new cars—it’s estimated that the average car loses 20 percent … Continue reading Tips for Buying a Used Car