Smart ways for parents to plan for children’s expenses Children are blessings, but they’re expensive, too. Diapers, bottles, baby food, clothing, cribs, and car seats are just the beginning of the items babies need. As they grow, their needs continue to get bigger—like braces or money for after-school activities. Once they reach age 17 or … Continue reading Financial Planning for Parents
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What does it mean for your business? EMV chip card technology is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. EMV stands for Europay, MasterCard® and VISA®, the three companies that originally created the standard. In the wake of numerous large-scale data breaches and increasing rates … Continue reading EMV Chip Card Technology
What to consider when deciding whether to renovate your house—or buy one that’s new to you In 2017, 11 percent of the U.S. population moved—with 62 percent staying in the same county. That same year, American homeowners spent $316 billion on home remodeling. Whether you need extra space for a growing family or you want … Continue reading Fixing Up a House vs. Buying a New House
“Greater” business financing options At Greater Alliance Federal Credit Union, we take particular pride in the services we provide to our business members. When our members come to us asking how to finance a business, we answer with financial solutions that help numerous area businesses grow and succeed. In turn, we’ve seen how these businesses … Continue reading How to Finance a Business
Six Ways to Keep Your Identity Secure While Traveling There is nothing that kills a post-vacation buzz faster than realizing your identity has been stolen. According to an online survey by the Harris Poll, over 15 million Americans experienced identity theft in 2017, with a total loss of over $16 billion. Going on vacation or … Continue reading How to Prevent Identity Theft on Vacation
How to Get you Down the Aisle Without Breaking the Bank It’s no secret that weddings can be expensive. According to The Wedding Report, the average wedding in the United States in 2017 costs $25,760. In the New York/Newark-Jersey City Metropolitan area , the average wedding cost is higher than the national 2017 average at … Continue reading How to Set a Wedding Budget That Works for You
How to Decide to Rent or Buy Commercial Property for Your Small Business You chose to be a small business owner for a myriad of reasons – to call your own shots, to create your own ideal work environment, to fulfill your own dreams. If you’re now contemplating whether to rent or buy commercial property, … Continue reading Should a small business rent or buy property?
The costs associated with buying a house include much more than the mortgage Congratulations! You’ve decided to buy a home. But while you’ve been saving for a down payment and budgeting for a mortgage, you may not be entirely aware of all the other costs the may be involved in the house-buying process. Not to … Continue reading How Much Does It Cost to Buy a House?
How Small Business Banking Can Improve Your Bottom Line Small business banking undoubtedly plays a role in the way you run your business, but if you’re like most successful entrepreneurs, your focus is on new ways to grow and improve your bottom line. And it should be! U.S. small businesses are critical to job and … Continue reading 10 Tips to Grow Your Business for Financial Success
You’re Getting a Tax Refund… Now What? A bigger TV. That beautiful vacation destination. A new car. An updated gaming system. New furniture. These are all things that might spring to mind when you when you think about how to spend your tax refund. According to the IRS, the average 2016 tax refund was $3,053. … Continue reading 5 Smart Ways to Spend Your Tax Refund
It’s that time of year again. The gifts, the wrapping paper, the fancy meals – it all adds up. For some, affording the holidays means accruing bills and worrying about how to pay off debt later. For others, it means setting aside extra money throughout the year. Either way, the average shopper will spend $682 … Continue reading Easy Ways to Afford the Holidays and Pay Off Debt
It’s fall. And that means the holidays are right around the corner. We know that all of the things you want to do for you and your family can put a lot of pressure on your budget. The end of the year, also means some other large expenses, like property taxes, are also fighting for … Continue reading What is the Right Size Holiday Loan for You?