Planting seeds

Certificates

Certificate Deposit

For growing your money with a guaranteed fixed rate of return, a Certificate Deposit (CD) is hard to beat. Your rate is locked in when it is opened – eliminating the volatility inherent in other investments

  • Savings option that typically earns the highest rate of return than a regular savings account.
  • Open a share certificate with as little as $500.
  • Lock in a guaranteed rate of return for a variety of terms between 3 – 60 months.
  • Most share certificates are also available as Traditional or Roth IRAs.
  • The funds in your certificate are insured by the National Credit Union Share Insurance Fund (NCUSIF).
  • Can be pledged as collateral for a secured loan (certain conditions apply)

For our current rates please click here.

How to Open A Certificate:

  • New Member – Open a Credit Union membership and open a CD online. Open Now
  • Existing Member and Online Banking user? Login Now
  • Call 201-599-5500 x 280 or stop by any one of our branch locations.

CDs vs. IRAs