Security and Data Privacy
If the phone device is stolen, can anyone use the phone for a purchase if the phone is not password protected?
No, the password to access the phone is independent and in addition to the authentication required for Apple Pay. Cardholders must set up a pass-code, PIN, biometric identification, or other comparable authentication mechanism enabled by Apple to control access to the Apple Payment Platform on an Enabled Device.
Yes, when you remove a payment card from Apple Pay on your device, the token is also removed. If you remove your card from Apple Pay you will still be able to continue to make purchases with your physical credit or check card.
No. Your credit and check card numbers are NOT transmitted to merchants, stored on your Apple device, or on Apple’s servers. Instead, a digital account number or “token” is passed on to merchants.
When shopping in-store, hold the device in front of a contactless reader. The token information stored on the device is transmitted directly to that contactless reader.
By using tokens, Apple Pay prevents your payment card information from being exposed when you shop. This reduces the risk of your payment data being stored or compromised, because only the token is passed on and your payment card information is never shared with the merchant. In addition, if your device is ever lost or […]
Yes; at this time, the old token needs to be deleted and the new card will need to be provisioned in order to match the new card’s expiration date