You automatically receive five added benefits that are included with your insurance.

(1) Common Carrier Accidental Death: Provides payment for common carrier accidents.

(2) Education Expense Benefit: Provides payment of a benefit to each dependent child enrolled as a full-time student in an institution of higher learning.

(3) Anti-Inflation: Provides protection of your Principal Sum value against inflation.

(4)Dependent Child Care: Provides reimbursement of incurred child-care expenses if the insured dies from a covered accident.

(5) Accidental Hospital Indemnity: Provides payment for each day the insured is hospitalized. Accidental Hospital Indemnity is not available in NY and WA. In NY, the fifth benefit is: Total and Permanent Accidental Disability.In WA, the fifth benefit is: Adaptive Home and Vehicle