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Home Equity Loan

Now is the best time to apply for a Home Equity Loan!

Home Equity is an easy way to finance the things you want in life.  Use the equity in your home for:

  • Home improvements
  • Consolidating high-interest debt
  • Paying –off medical expenses
  • Purchasing large-ticket items
  • Education expenses
  • Funding a vacation

Plus receive these additional benefits:

  • NO closing costs in most states**
  • NO application fee
  • NO annual fee or prepayment penalty
  • Interest may be tax deductible***
  • Loans up to $250,000 for qualified borrowers
  • We offer discounted rates on Home Insurance, ADT and Direct TV
  • Check out our other Rates and terms

Apply Now To learn more call 888-554-2328 x290.

*APR = Annual Percentage Rate. Rates are as low as 3.74% APR and 3.99% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. A sample Fixed Equity Loan payment based on $100,000 at 3.74% APR for 10 years is $1000.14. A sample Fixed Equity Loan payment based on $100,000 at 3.99% APR for 15 years is $739.19. Available for single family, owner-occupied, primary residence only; excludes investment property, second and vacation homes, condos, co-ops and single or double wide manufactured homes. Property insurance is required. Applicants must successfully meet our Home Equity Loan credit standards. Not all members will qualify for this promotional offer. Alternative rates and terms are available. **Some Non-NJ Properties may have State Tax related closing costs. ***Consult your tax advisor regarding your ability to deduct Home Equity Loan interest. Credit union membership required to apply for any of our products and services. We offer home equity loans in the following states: NJ, NY, CT, PA, FL. Credit union membership requires $100 minimum balance requirement in the Share Savings Account. Membership conditions may apply. Other terms and conditions apply. This offer is subject to change without notice.