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Mortgage Loans

Low Interest Home Mortgage Loans

Looking for a home loan?

When it comes to home mortgage loans, we’ve got options!

Whether you’re buying a new home or looking for a refinancing mortgage opportunity, trust in Greater Alliance Federal Credit Union as your first choice for low home mortgage loans.

More Buying Power …

with Adjustable Rate Home Mortgage Loans

Our adjustable rate home loan allows for great rate mortgage loans – starting as low as 2.925% APR for qualified borrowers plus you will receive:!

  • No Rate Lock In Fee
  • No Application Fee
  • No Processing/Underwriting Fee
  • Local Decision Making

This low rate keeps your payments affordable … Giving you more home buying power for the future.

Compare and save on your home loan!

5/5/30 year mortgage loans – 2.925% APR / 2.75 Rate*

Fixed Rate mortgage loans are also available, with multiple terms up to 30 years.

Apply for a home loan today!


*The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $225,000. The property is located in Basking Ridge, NJ and is within Somerset county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 800.

At a 2.750% initial interest rate, the APR for this loan type is 2.925%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 60 payments of $408.24 at an interest rate of 2.750%
  • 299 payments of $419.66 at an interest rate of 3.000%
  • 1 payment of $419.10 at an interest rate of 3.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

Credit union membership requires $175 minimum balance requirement in the Share Savings Account. Membership conditions may apply. Other terms and conditions apply. This offer is subject to change without notice.