You are invited to attend the Greater Alliance Federal Credit Union in Partnership with Hackensack Regional Chamber of Commerce for a professional mixer regarding – New Tax Law and How Will it Impact Your Business

GUEST SPEAKER: James Delia Esq., will cover the following topics:

• Deductions for pass-through and corporations
• If you have less than 100 employees how does it affect your small business?
• First-year bonus depreciation
• Net operating loss changes
• And more…

Please join us and network with other business in the community and remember to bring your business cards!

Light refreshments will be provided.

When:    Thursday, January 10th
(Snow Date – Thursday, January 17th)

Where:  Branch Lobby – 359 Main Street, Hackensack, NJ 07602

Time:     5:30 PM – 7:30 PM

Registration Required: Hackensack Chamber Members $5/Non-Members $10
All proceeds will be donated to the Greater Alliance Hopes & Dreams Foundation for Children Scholarship Fund

Light Refreshments will be provided.

Make a difference!

As a means of demonstrating the “People Helping People” spirit of credit unions, we are pleased to host our annual food drive to benefit the following food pantries:

• Center for Food Action of Hackensack
• CUMAC of Paterson
• Table of Plenty Food Pantry, Annunciation Church in Paramus

During the entire month of November and December, we will collect food and other basic necessities to help those less fortunate. Please donate your non–perishable food items during this holiday season.

Suggested Items

• Cereal/Breakfast Items
• Stuffing & Dry Potatoes
• Peanut Butter & Jelly
• Tuna
• Caned & Dry Pasta
• Rice, Quinoa & Other Healthy Grains
• Canned Meats, Fruits & Vegetables
• Canned & Dry Stews
• Soup
• Diapers
• Laundry Detergent
• Personal Care Items (feminine products, soap, toothpaste, shampoo, etc.)

Thank you for your generosity

Drop off your food items at any one of our branch locations from November 5th – December 31st, 2018. 

Annual Beefsteak Dinner Has Been Canceled.

On behalf of the Board of Directors and staff of Greater Alliance Hopes and Dreams Foundation we would like to Thank You for supporting our beefsteak dinner event. Unfortunately due to low turnout, we will need to cancel the event.

We sincerely apologize for any inconvenience this may cause you and hopefully you can support us again next year.

Again on behalf of the board, we thank you for your continued support and hope you will join us next year for our annual golf outing.

Mission Statement

The foundation is a not-for-profit organization whose mission is to financially support programs, activities, and research through grants, donations, and scholarships aimed at easing the plight of less fortunate and handicapped children and their families.

Dear Valued Member:

They say “time goes fast when you’re having fun” and it couldn’t be any truer as the summer of 2018 comes to a close – it sure went by quickly. From our entire staff, we sincerely hope that you and your family enjoyed everything that summer had to offer. Your credit union continues to progress as we see consistent growth and remain financially safe and sound. Greater Alliance is one of the highest ranked credit unions in New Jersey and year after year, our staff works very hard to maintain our standing.

We appreciate your membership and hope that we are meeting you and your family’s financial expectations. Our team at Greater Alliance loves helping our members with any financial situation they may be facing and are very enthused to provide assistance whenever necessary. We realize not every situation is the same and pride ourselves in being able to craft a solution for almost every scenario.

Over the next coming months, we are launching our “Greater Way To _________” campaign and were fortunate enough to have some of our members provide examples of ways we were able to help them. Please check our YouTube channel and I encourage you to come see us, if you would like for us to feature your unique story. Likewise, if you feel that we are not meeting your financial needs, please let us know as well. We are fairly active with our social media channels and love to hear feedback from our membership.

This summer we focused on the communities that we serve. We have never been so involved and our staff’s efforts is evident with the positive impact we’ve had. Greater Alliance Hopes & Dreams Foundation for Children is our non-profit charitable arm. Through that, our volunteer board members and staff participated in walks for various causes, charity golf outings, environmental cleanups as well as simply reaching out with a helping hand to the citizens of the communities we serve.

Several well-deserving High School students in Bergen and Passaic counties benefited with our scholarships that we continue to award. Please visit greateralliance.org/foundation for more details. I would also like to highlight our increasingly convenient remote services. Our members are discovering just how easy it is to access their accounts and do more of the routine transactions online. Of course, we made them available not only through your computers at home or in your office, we also made them available to just about any portable device
you own. I encourage you to try out our remote services by logging in to our website.

Lastly, on behalf of the Board of Directors and the entire TEAM at Greater Alliance, I would like to THANK YOU for your membership and wish you all the best that the Fall Season has to offer.

Sincerely,
Glenn Guinto
CEO/President

This year, we’re celebrating International Credit Union Day’s platinum anniversary, a chance to look back after 70 years and be thankful for the lives and communities that have been improved by the unique principles and actions of our movement.

Be a part of this year’s celebration as we celebrate International Credit Union Week from October 15^th – October 19^th.  Each day of the week we will have trivia’s on our Facebook & Twitter sites and a winner who answers all the questions correctly will be picked each day to win a prize!

• Movie tickets
• VISA Gift Card
• Amazon Echo Dot

We will also be celebrating credit union week at our branches, if you prefer going to the branches you can always stop by for FREE Giveaways and light refreshments for the whole week.

Also, use the hashtag #PlatinumLiningFound on Twitter, LinkedIn, and Facebook to share any stories about how Greater Alliance has helped you to provide the financial support and guidance over the years.  On behalf of the board and staff of Greater Alliance, we would like to thank all our members for their continued support as we celebrate International Credit Union Week.

For more information please contact 888-554-2328 x280 or email gro.ecnaillaretaergnull@ofni

* Members’ who answer the trivia correctly will be randomly picked each day and we will announce the winner the following morning and prizes will be awarded accordingly.

Millennials are reshaping the business landscape. What can your business do to attract and retain them?

GUEST SPEAKER: Patrick Moriarty will cover the following points and have an informative evening to help you get prepared for a new generation of consumers.

• What is the millennial story and what has shaped their world view?
• What is different about millennials in the workforce and what are the best ways to keep them engaged?
• Millennial customers will spend 1.4 trillion annually and represent 30% of retail sales by 2020.

Join us on in partnership with the Paramus Chamber on:

When:  Tuesday, November 13, 2018

Where:  40 W. Century Road, Paramus Branch Lobby

Time:     5:30 PM – 7 PM

Come network and learn why this generation loves smaller companies and what your business can do to attract and retain them as customers.

Light Refreshments will be provided

Registration Required: Paramus Chamber Members $5/Non-Members $10
All proceeds will be donated to the Greater Alliance Hopes & Dreams Foundation for Children Scholarship Fund

Attended the event? Fill out the survey by 7:00 PM for a chance to win an Amazon ECHO SPOT!

Create your own user feedback survey

This event unites communities with a shared determination to save lives from breast cancer and raise money for the American Cancer Society. Greater Alliance is proud to participate in the Annual Breast Cancer Awareness Walk, and encourage everyone in the area to help support this organization by donating or volunteering their time to walk with us.

When:                 Sunday, October 28th

Time:                  Registration is at 8:00am and the Walk officially starts at 10:00am

Location:            New Overpeck Park 199 Challenger Road Ridgefield Park, NJ

If you are unable to attend the walk but would like to donate, you can do so by visiting http://main.acsevents.org/goto/GAFCU.

To request more information, please contact Stephanie Hanuman at 201-599-5500 Ex: 234

When:                 Saturday, September 29th

Time:                  9 AM – 1 PM

Location:            Hackensack Branch Atrium, 359 Main Street, Hackensack, NJ

A FREE one-Stop Shop to help first-time home buyers become confident, educated and prepared consumers!

Our 2018 Fall Home Buyer Fair will feature activities including:

Informational booths

• Realtors
• Home Inspector
• Home Buying Counselor
• Title Company
• Mortgage Loan Officers
• Home Insurance

Please Note: The Home Ready & Budgeting and First Time Home buyer Workshop is now filled to capacity.  Unfortunately we won’t be accepting any more registrations for these two workshops.  We apologize for the inconvenience.

Workshops for First-Time buyers

• 10 AM – 11 AM – Home Buying readiness and credit
• 11 AM – 12 PM – What to Know as a First Time Home Buyer
• 12 PM – 1 PM – Lo que debe saber como comprador de vivienda por primera vez

Chance to win great prizes:

• Enter for a chance to win an ECHO SPOT when you attend the fair.
• Enter for a chance to win a $100 VISA GIFT CARD for attending any one of our workshops!

Contact:  For additional information please call 888-554-2328 x280 or email us at gro.ecnaillaretaergnull@ofni

Enjoy family-friendly activities and enter to win some great prizes while learning how to prepare for the most important investment you can make in your family’s future.

On June 25, Greater Alliance Hopes & Dreams Foundation held its annual Golf Outing at Edgewood Country Club. The day began with a putting contest and lunch overlooking the course. After a sun-filled day of 18 holes, golfers were treated to dinner, prizes and a silent auction.

During the dinner, Greater Alliance Federal Credit Union honored its founder, Jerry D’Ambrosio. He was the credit union’s first President/CEO who took a stagnant credit union and reinvented it into one of the largest and most profitable in the country. His greatest sense of accomplishment was building his credit union team made up of intelligent people who were willing to work hard and learn together.

“It was my honor to present Jerry with this award,” said Glenn Guinto, CEO, Greater Alliance Federal Credit Union. “We continue his work with an incredible team who believes in the same dream that Jerry did, allowing us to grow today.”

The foundation also awarded its annual scholarships to Shane Ciongoli, Dante LaRocco, Meagan Minchala and Aliyah Walker. The scholarships are awarded, not necessarily to the straight-A student but to the students with outstanding character who are looking to help pursue a career dedicated to teaching or helping children who are disabled or disadvantaged. Scholarships varied between $1,500 and $3,500.

The 140 golfers helped to raise over $25,000 for next year’s scholarships and other programs. This was the largest and most successful outing to date. Proceeds from this event and others throughout the year are dedicated to supporting programs, activities and research aimed at helping less fortunate and handicapped children and families through grants, donations and scholarships.

For more information on the golf outing visit: https://www.greateralliance.org/2018-annual-golf-outing

About Greater Alliance Hopes & Dreams Foundation For Children
Greater Alliance Hopes & Dreams Foundation for Children is a non-profit foundation based in Bergen County, NJ. The foundation serves the community through monetary donations that help charitable organizations reach their goals and families overcome their financial obstacles. It strives to reach both handicapped children and those working to make a bigger impact in their lives. Monies received to help the children come from two main fundraising events held each year: the Annual Golf Outing and Annual Beefsteak Dinner at The Brownstone. The donated amounts are dispersed to organizations and families through the help of our Greater Alliance Hopes & Dreams Board Members. Donated gifts have supported our partner organizations, programs, projects, scholarships, and many more.

We have partnered with Bergen Volunteer Center to ensure that all children in our community have the basic academic tools needed to succeed in school.

NOW THROUGH AUGUST 23RD we will be collecting school materials for all ages. All donations will be given to the Children’s Aid and Family Services located in Paramus, NJ.

List of Items You Can Donate:

Kindergarten to 5th Grade:

• Backpacks
• Wide Ruled Single Subject Notebooks
• Wide Ruled Marble Note Book
• Loose Leaf Binder—1”
• 3 Pocket Folders
• Rulers
• Plastic Box
• Pencil Pouch
• Pencils
• Colored Pencils—12 count
• Pens
• Safety Scissors
• Glue sticks
• Erasers
• Pencil Sharpener w/Receptacle
• Ziploc bags
• Highlighters

6th Grade – 12th Grade

• Backpack (sturdy)
• Loose-leaf Binder—1”
• Loose-leaf filler paper—150 ct
• One Subject Notebooks
• USB flash drive (6th grade and up)
• 3 Pocket Folders
• Rulers
• Colored Pencils
• Highlighters
• Pens—black, blue, red
• #2 pencils
• Pencil Sharpener w/receptacle
• Erasers

Thank you for your generosity!

Dear Valued Member:

I hope you and your families are enjoying the summer months and everything this season has to offer – we sure are at Greater Alliance. As I noted in previous issues of our newsletter, summer is typically a busy time for us, enjoying the fruits of our labor during the winter months when we’re locked indoors fine tuning our financial products and services to serve you better.

We take great great pride in seeing our members get financially situated – whether it’s through our deposit accounts, various lending products or just simply seeking advice from any one of our staff. I continue to receive great feedback and I want to thank you for sharing them. Good feedback or otherwise, we like hearing from you. I read them all and it gives us an opportunity
to make the necessary adjustments to meet your needs.

At this time I would also like to inform you about our volunteer program that was created for our employees in conjunction with our Greater Alliance Hopes & Dreams Foundation for Children. Our Volunteer team headed by Ana Suarez, Stephanie Hanuman and Nilay Avichal has set up a calendar for the whole year and there is a new volunteer opportunity for the employees to participate every month. The programs range from the ARC walk to food drives to helping at a Veterans Home. Each program has a team leader, who helps to organize the volunteers for that event and oversees the event for that particular day. Some of the planned activities are just for the employees while other activities are for the whole family. For more information regarding our volunteer program please visit “The News & Announcement” section. This is fully aligned with the credit union philosophy of People Helping People and making a difference in people’s lives.

The economy continues to do well and it creates unique financial possibilities for our members. Perhaps it’s time to think about making your home work for you by taking a 2nd mortgage to help finance a variety of things – from consolidating and paying off those high-interest credit cards, to buying a car, doing some home improvements or perhaps taking that much needed summer vacation with the family.

I want to thank you for continuing to spread the word about the benefits of credit union membership with your families and friends. We are seeing a steady increase in our membership as more and more people join our cooperative and take advantage of what we have to offer.

There aren’t many financial institutions that have been around for as long as we have and as we mark our 81st year, I remain proud, grateful and humbled to have the privilege to serve you and work alongside a great team of talented individuals who unselfishly volunteer their time on our Board and Supervisory committee.

THANK YOU for being a part of Greater Alliance and THANK YOU for not keeping us a secret.

Have a fun and safe summer!