News Release


Recent News

Halloween Costume Facebook Photo Contest

Excited about your costume for Halloween this year?  Post your Halloween Costume pictures on our Facebook page for a chance to win these fabulous prizes!

1st Prize: $200

2nd Prize: $100

3rd Prize: $50

Share your entry with friends and family to collect votes.  The entry that gets the most votes will be the winner!


Entry Period: October 26th 12:00 a.m. 2015 Eastern Time to November 5th, 2015 11:59 p.m. Eastern Time

Finalist Selection: November 9th, 2015 12:00 a.m. Eastern Time.

Winner Announced: November 10th, 2015 9:00 a.m. Eastern Time


Eligible participants are able to enter in one of two ways: (1) Visit during the “Entry” period and sharing their photo on the Greater Alliance Credit Union Facebook page (“Online Entry”), (2) Email an electronic copy of their photo to gro.ecnaillaretaergnull@ofni

Please click for the OFFICIAL RULES  – for more information please contact 888-554-2328 x280.


FAQ About EMV Debit Cards

Q: What’s an EMV chip card?

A: Visa EMV chip cards are a major advancement in card security technology, with an embedded microchip that stores and generates the information required to authenticate, authorize and process transactions.

Q: When will I receive a chip-enabled GAFCU EMV Visa® Debit Card?

A: We are in the process of becoming EMV ready.  We anticipate being EMV ready in early part of 2016.   As we get closer we will send out a communication informing you about the New EMV Card.

Q: When will I receive a chip-enabled GAFCU EMV Visa® Debit Card?

A: When we are EMV ready we will automatically send you a chip-enabled card when your current card expires.

Q: How are chip cards different from existing magnetic stripe card technology?

A: The EMV “chip” is a secure microprocessor built into a card or other payment devices (e.g. mobile wallet on smart phone). The chip generates a unique number for each sales transaction, making it extremely difficult to use a cloned card fraudulently on a card-present transaction. Magnetic stripe cards use static cardholder data that remains the same for every transaction, which makes them attractive targets for theft , cloning and use in card fraud. In addition to strong security features, chip technology includes other capabilities—like Near Field Communications (NFC) technology—which lets merchants accommodate both contact and contactless payments.

Q: Why are EMV chip cards being promoted as a payment standard in the US?

A: EMV chip cards are already well-established outside the US, particularly in Europe. Crime migrates to the easiest targets, which right now includes the US. Upgrading to the EMV standard is anticipated to greatly reduce card fraud here in the US.

Q: Will I still be able to use my GAFCU Visa card the same as always?

A: Yes, EMV chip cards do everything the magnetic stripe on the back of your card does now, but the chip gives you added security benefits and you are still protected from fraud by Visa’s Zero Liability policy*.

Q: How does chip technology protect my information?

A: Every time you use your card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This prevents stolen data from being fraudulently used.

Q: Where can I use my chip-enabled card?

A: Whether you check out using chip technology or swipe your card, more places than ever now accept Visa debit or credit cards.

Q: How do I pay at a chip-enabled terminal?

A: It’s easy to make purchases with your chip-enabled debit card. Simply insert the chip end of your card into the terminal with the chip facing up. Leave your card in the terminal and follow the prompts on the screen. Remove your card from the terminal when prompted, then sign for your purchase and take your receipt.

Q: Why do I need to leave my card in the terminal?

A: While your card is in the chip-enabled terminal, the embedded chip creates a unique transaction code. This prevents stolen data from being fraudulently used. If you remove your card too soon, your transaction will be canceled.

Q: Can I still swipe my card to pay?

A: Yes. If a merchant is not yet chip-enabled, you can still swipe your card.

Q: Will I have to pay any fees to use my chip-enabled card?

A: No. There are no additional fees to use your new card.

Q: Does my new card have all the same benefits?

A: Yes. You can count on the same level of benefits you always have.


*The Visa Zero Liability policy covers U.S.- issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Card holder must notify issuer promptly of any unauthorized use.

Enterprise Two Day Sale Event

Join us for our Two-Day Enterprise Car Sales Event:

Friday October 16, 2015
11 AM – 6 PM

Saturday October 17, 2015
9 AM – 2 PM

Where:               40 West Century Road, Paramus NJ 07652

You will be able to view a variety of vehicles right here in our parking lot and test drive them or check out the inventory online prior to the sale.  We will be providing light refreshments and Enterprise representatives will be on hand to answer any questions you may have.

Plus you will receive these additional benefits for buying from Enterprise:

  • Rates as low as 1.74% APR for 48 months
  • Enterprise will appraise your old vehicle using Kelley Blue Book Trade in Value and add $1,000 for members who have been pre-approved for a loan
  • $25 Gas Card when you get Pre-Approved

For more information please click here, 888-554-2328 x280 or stop by any of our three branch locations before the Two Day Sale Event!

International Credit Union Week & Day

Come join Greater Alliance Federal Credit Union as we celebrate International Credit Union week and the theme for this year is ” People helping People”. This is the ideal theme for credit unions because credit unions are not-for-profit organizations that are run by the people they serve.

Each day of the International Credit Union week, we will have online Trivia contests on our Facebook and Twitter pages and give away great prizes, such as gift cards and movie tickets.  Please like us on Facebook at or follow us on Twitter at to participate in our week long trivia and win some great prizes.

Social media is the perfect way to stay connected to your credit union and to find out about the latest promotions. To escalate the celebrations, on International Credit Union Day, which is on October 15, 2015, we will be providing some light refreshments at our branches and don’t forget to enter our Raffle and win a $30 GIFT CARD!

Take the opportunity to not only get involved with your credit union but to learn about all our new promotions and products that we are offering to better serve you.  So come celebrate International Credit Union Week and the Day with us.

NEW ATM & Branch Locator

We are excited to inform you that you can now search for Surcharge FREE ATMs and Shared Branching all across the US using our NEW “ATM & Branch Locator” on our website!

Simply type in the Zip Code or City and State and find 30,000 Surcharge Free ATMs and 5,000 Shared Branching within the COOP Network also find Rite Aid and 7 Eleven ATMs within New Jersey and all Greater Alliance branches and ATMs.

You will find detailed information about the branches and ATMs when you click on the icon, get directions, download the location to your GPS, email or send it to your mobile phone – we are making it that easy and convenient for you!

Breast Cancer Awareness Month

October is Breast Cancer Awareness Month!  We are excited to partner with Making Strides Against Breast Cancer  to raise funds for the fifth year in a row!

Join us for our Fundraising all through the month of October.  You can help make a difference by:

  • Making a secure donation Online.
  • Purchasing wristbands for only $2.00 a piece at all the branches.
  • We have also placed a collection box at all our three branch locations and feel free to make a donation of any amount.

Greater Alliance Fundraising Efforts!

At Greater Alliance we have incorporated “Jeans Friday” where any employee who would like to wear jeans will have to make a $2.00 contribution towards raising funds for Making Strides Against Breast Cancer.

We will also be participating at the walk at The Overpeck Park on, Sunday 18th October.  So join us as works towards finding a cure for Breast Cancer!


Free Checking is now “Easy Checking”

Our Free Checking Account has a new name and it’s called Easy Checking! It’s still the same exact account, just with a new name.  You only require $50 to open an “Easy Checking” account and you do not need to worry about:

  • Minimum balance or a monthly maintenance charge.
  • You will receive your first order of checks at no cost and also get unlimited check righting ability.

The reason why we have changed our name is because we want our members to understand just how easy this checking account is. No hassles and no hidden fees. To learn more about our Easy Checking Account and all of our other checking accounts please click here!



The Hackensack Upper Main Alliance and the City of Hackensack are gearing up for the – 10th Annual Hackensack Street Festival on Main St., between Atlantic and Passaic St.,.

The Greater Alliance team will be there along with hundreds of merchants, food vendors, games and attractions. Stop by our table and see what we have to offer.

When:    Saturday, October 3rd.
Where:  Hackensack, NJ
Time:     10 AM – 3 PM