Personal Loans to Help Fund Your Life.
Whatever your need—debt consolidation, a vacation, wedding, a snowmobile or jet ski …
Or anything in between – we can help with one of the best personal loans, New Jersey has to offer.
- Fixed rate as low as 4.74% APR up to 48 months for qualified borrowers
- Borrow the amount you need, up to $20,000
- Other flexible rates and terms available
- Debt protection available upon request
No collateral required!
Apply in minutes using our online application.
Personal Loan Refinance Rates as low as 4.74% APR
Already have a high rate personal loan?
Move the weight of that loan off your shoulders – with personal loan refinance rates as low as 4.74% for max 4 yrs for qualified borrowers!
Borrow up to $20k, or consolidate your high rate debt into one low monthly payment. And, get up to 1% Cash back of the amount refinanced or up to a $1000 when you refinance your credit cards or other personal loans from another financial institution with GAFCU!
The perfect personal loans to consolidate debt and save on monthly payments.
*APR=Annual Percentage Rate. 4.74% rate refers to individuals who qualify and open a Checking account w/Payroll deduction/Direct Deposit. At 4.74% on a $7,500 loan with a 48-month term, the monthly payment is $171.85. ALL borrowers must have or open a share (savings) account and are required to maintain a minimum balance of $175 in their personal savings account after their first six months of becoming a member. A full credit check will be required for all borrowers. All advertised rates are subject to individual qualifying factors and subject to change without notice.