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Personal Loans

Is Debt Weighing You Down?

Consolidate & save with a low rate and fixed monthly payment.

Life is full of unexpected opportunities and sometimes expenses.  Personal loans are all about you.  Get the funds you need and the rate you deserve!

  • Short on cash? Apply for a personal loan to cover those unexpected emergencies.
  • Too many credit card bills? Try our debt consolidation loans.
  • Big plans just around the corner? Consider our wedding loans, vacation loans

you name it loans, for everything in between!

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Flexible, Fast and Fixed Personal Loans

Borrow any amount you need, up to $20,000, at a fixed rate as low as 6.74% APR* for 48 months. We offer terms of up to 84 months, and there’s no collateral required.

Applying quickly and easily, using our online personal loan application.

With our online banking and bill pay, you’ll have secure access to your loan 24/7, so even checking your loan balance or making a loan payment can be just as fast and flexible.

If you already have a personal loan from another financial institution, refinance with Greater Alliance and get 1% cash back up to a $1,000  of the loan’s value — plus our great low rate and flexible terms.

Apply, sign and receive your loan electronically with docusign_logo_3c-300x84

Greater Alliance offers convenient and secure electronic loan processing with Docusign Virtual eSignature.  Learn more!

Skip Your Personal Loan

Our Skip-a-Pay service will offer you the convenience of skipping your payment on a Personal loan. You will be able to skip payments quickly and securely, 24 hours a day, 7 days a week. Learn more!

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Fast Cash Loan

Need financial assistance for an unexpected expense or looking to build your credit?  Apply for a flexible, Fast Cash Loan. We don’t require a credit report and you’ll have access to your money right away. Learn More

Our Secured Loans Fund Your Needs and Earns Interest

Share or Certificate Secured Loans are a great option if you’re looking to build your credit or you want to make a special purchase, but don’t want to dip into your savings.

Share Secured Loans

With a Share Secured Loan, you borrow against your savings account at Greater Alliance to receive a low-rate personal loan while still earning interest on your deposit funds.

You’ll still have a personal loan with flexible terms up to 48 months, plus:
  • Borrow up to 100% of the balance in your Share Savings Account
  • No application fees
  • A rate that’s just 3.00% APR above the savings dividend rate

Certificate Secured Loan

Similar to a Share Secured Loan, with a certificate secured loan, you borrow against your certificate account.

Continue to earn interest on the certificate while you pay off your personal loan:  
  • Borrow up to 100% of the value of your Certificate Account
  • Flexible terms to match your certificate maturity
  • A rate as low as 1.5% APR above the certificate rate
  • Excludes IRA Certificate Accounts

Apply for a personal loan today!

If you’re still not sure if a Greater Alliance Federal Credit Union personal loan is right for you, try one of our personal loan calculators to help determine exactly how much of a loan you need and how much you can afford.

If you have questions or just want to talk through all the options and terms of our personal loans, call us at 888-554-2328 x290 or stop by any one of our branch locations for more information.

Whichever personal loan you choose, we’ll provide financing within minutes and, as always, we’ll deliver the quality member service that defines Greater Alliance Federal Credit Union – your credit union.

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*APR=Annual Percentage Rate. 6.74% rate refers to individuals who qualify and open a Checking account w/Payroll deduction/Direct Deposit. At 6.74% on a $7,500 loan with a 48-month term, the monthly payment is $178.71. ALL borrowers must have or open a share (savings) account and are required to maintain a minimum balance of $100 in their personal savings account after their first six months of becoming a member. A full credit check will be required for all borrowers. All advertised rates are subject to individual qualifying factors and subject to change without notice.