With a Share Secured Loan, you borrow against your savings account at Greater Alliance to receive a low-rate personal loan while still earning interest on your deposit funds.
You’ll still have a personal loan with flexible terms up to 48 months, plus:
Borrow up to 100% of the balance in your Savings Account
No application fees
A rate that’s just 3.00% APR above the savings dividend rate
Certificate Secured Loan
Similar to a Share Secured Loan, with a certificate secured loan, you borrow against your certificate account.
Continue to earn interest on the certificate while you pay off your personal loan:
Borrow up to 100% of the value of your Certificate Account
Flexible terms to match your certificate maturity
A rate as low as 1.50% APR above the certificate rate
Excludes IRA Certificate Accounts
What You Need
If you are a NEW or an EXISTING member you will need to apply at a branch or call201-599-5500 for a Share Secured or Certificate Secured loan, you’ll need an unexpired government issued identification such as a State-issued Driver’s License or a U.S.
It was so pleasant to have a calming experience to open an account for my son. Alejandra Diaz helped me. She was professional yet so warm. Great banking customer service is so hard to find. Thank you for the great service!
My visit to Greater Alliance FCU was very successful. Additionally, the two staffers who dealt with me were very courteous and helpful. They were also knowledgeable and in their work, wasting no time in performing the tasks in the areas… More I needed help.I can truthfully report that this Greater Alliance Branch in Paramus is a very good place to do business. Cudo to the Management and staff, your lights burn brighter with your humane and efficient service to your members!
Ekrim was amazing. She helped me reopen my account and apply for a personal loan right away. It was the only bank that was willing to give me a personal loan for the amount that i needed at a lower interest than the banks that did want… More to offer me a very small loan. They made the whole process so easy and I was so relieved I am finally back on track! Thank you, Ekrim and Greater Alliance!
First time using a credit union and it was seamless every rep/teller and manager were polite, professional and helpful. Every process was explained in detail and I was in and out quickly! I’m impressed
I would like to commend Member Service Representative Ekrim Asalieh of the Paramus branch for her outstanding service and attention to detail. On multiple visits, she has demonstrated a consistent, courteous, and professional manner, which… More is a credit to her and the institution.
The service was great .The representative E.Fuentes was very courteous and professional , she went above and beyond her duty to resolve my issues. the atmosphere was very friendly and she answered all my questions to my satisfaction and… More it is a gift to have someone like her to be part of the Greater Alliance's team .
I went thru a difficult experience in my life and i needed help. I turned to Greater Alliance and they helped me every step of the way Kisha, the branch manager in Paramus is the best! She’s informative,attentive and really cares. YOU WILL… More FOREVER HAVE MY BUSINESS
It was a pleasure to meet with Miquel Delacruz today. He was patient, understanding and informative. Miquel explained everything thoroughly so that is made me comfortable with my transaction. I consider my meeting with him to have been… More outstanding.
Blown away by the customer service (Abram) over the phone provided with respect to my home mortgage questions. He was very clear and clarified my concerns even after I asked him 4x because I was putting the pieces together, which is super… More important for a first time buyer. Yet to decide about taking a mortgage with them but if others have to decide hopefully this review can help you decide.
The Paramus Branch always provides me with exceptional customer service. Everyone is always kind and attentive. Especially Onyae she’s helped me resolved serval issues. I Highly recommend this branch .
I have always received excellent customer service from all the departments that I have requested service. I am especially impressed with the level of guidance that was provided at my most recent meeting.
I have been banking with Greater Alliance for over 5Years and they always been there for me know matter what .Great Credit Union for all your needs.Great Team at all Branches. ESPECIALLY Kisha .W at the Paramus Office.
(Translated by Google) Excellent attention, thank you, God bless you(Original)Excelente atención ,gracias ,Dios le bendiga
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