Need financial assistance for an unexpected expenses? Apply for a flexible, Fast Cash Loan. We don’t require a credit report and you’ll have access to your money right away.
What You Need:
If you are a NEW or an EXISTING member you will need to apply at a branch or call 888-554-2328 for a Fast Cash loan, you’ll need an:
- Unexpired government issued identification such as a State-issued Driver’s License or a U.S. Passport
- Your recent paystub(s)
- Must sign an addendum informing us that you haven’t declared bankruptcy at the time of booking the loan
Features & Benefits:
- Borrow up to a $1,000
- Rate as low as 18.00% APR*
- No Credit Check required
- Application fee of $35
- 12 month repayment term maximum
Now you know why a Fast Cash Loan is a great way to get the cash you need quickly and at an affordable payment. Not to mention, since your payment history is reported to the credit bureaus, timely repayment can improve or build your credit history.
Free Financial Coaching and Education
Overwhelmed with debt, having trouble making ends meet or budgeting each month? We have partnered with GreenPath Financial Wellness to enable our members to prepare for life’s ups and downs and build the financial foundation for their dreams.
GreenPath is a FREE member benefit to support the financial wellness of our members by working with them to:
- Get out of Debt — If members have high interest credit card debt, a Debt Management Plan may be able to help them lower their interest rates AND pay off debt faster.
- Create a Budget and Save Money — During a financial counseling session, members will create a spending plan that works towards their financial goals, including building savings.
- Build Credit — Our counselors will work with members to better understand their credit report, dispute inaccurate information, and manage their credit score.
- Plan for your Housing — Housing experts will provide support to members who are going through the home buying process, or struggling with rent or mortgage payments.
- Educate Themselves about Personal Finance — A myriad of resources, including online learning experiences, workshop materials, articles and education handouts, support communities, and more.
Schedule An Appointment
*A.P.R = Annual Percentage Rate of 18.00% will apply. To qualify for a lower rate and higher amount, a full credit application will be required and underwriting guidelines must be met. Credit Union Membership is open to ALL Bergen & Passaic County individuals, who live, work, worship, volunteer, attend school or do business in either county and must have $100 in their savings account. This offer is not transferable. The credit union reserves the right to change or terminate the program at any time without notice. Offer is null and void if income can’t be verified. In order to qualify for the loan ALL borrowers must have or open a share (savings) account. Members who are applying for the loan cannot have any delinquent or charged off loans with the credit union. Existing outstanding unsecured Greater Alliance loans are not to be combined with this offer. Members can refinance the fast cash loan only once during the 12 month period, to refinance member must have balance of $500.00 or less. There will be a $50 fee to refinance the loan during the 12 month period. Member must sign off on addendum letting us know that they haven’t declared bankruptcy at the time of booking the loan.