Secured Loans

Shared Secured Loan

With a Share Secured Loan, you borrow against your savings account at Greater Alliance to receive a low-rate personal loan while still earning interest on your deposit funds.

You’ll still have a personal loan with flexible terms up to 48 months, plus:

Borrow up to 100% of the balance in your Savings Account
No application fees
A rate that’s just 3.00% APR above the savings dividend rate

Certificate Secured Loan

Similar to a Share Secured Loan, with a certificate secured loan, you borrow against your certificate account.

Continue to earn interest on the certificate while you pay off your personal loan:

Borrow up to 100% of the value of your Certificate Account
Flexible terms to match your certificate maturity
A rate as low as 1.50% APR above the certificate rate
Excludes IRA Certificate Accounts

What You Need

If you are a NEW or an EXISTING member you will need to apply at a branch or call 201-599-5500 for a Share Secured or Certificate Secured loan, you’ll need an unexpired government issued identification such as a State-issued Driver’s License or a U.S.