Reminder that all our branches and drive-thrus will be closed on Monday, October 10th in observance of Columbus Day . You will be able to access your accounts via using our Digital Services or at any of our nearly 85,000 Surcharge-free ATMs. We will reopen during normal business hours on Tuesday, October 11th.

Fast Cash Loan

Couple shakes hands with loan officer
Couple reviewing document with professional

Need financial assistance for unexpected expenses? Apply for a flexible, Fast Cash Loan. We don’t require a credit report and you’ll have access to your money right away.

What You Need:

If you are a NEW or an EXISTING member you can now apply at a branch, online, or call 201-599-5500 for a Fast Cash loan, you’ll need an:

  • Unexpired government issued identification such as a State-issued Driver’s License or a U.S. Passport
  • Your recent paystub(s)
  • If you are applying online you can upload images of your paystub(s)
  • Must sign an addendum informing us that you haven’t declared bankruptcy at the time of booking the loan

Features & Benefits:

  • Borrow $1,500
  • Rate as low as 18.00% APR*
  • No Credit Check required
  • Application fee of $35
  • 15-month repayment term maximum
  • $12,000 annual income required

Now you know why a Fast Cash Loan is a great way to get the cash you need quickly and at an affordable payment. Not to mention, since your payment history is reported to the credit bureaus, timely repayment can improve or build your credit history.

NEW Online Loan Application

Free Financial Coaching and Education

Overwhelmed with debt, having trouble making ends meet or budgeting each month? We have partnered with GreenPath Financial Wellness to enable our members to prepare for life’s ups and downs and build the financial foundation for their dreams.
GreenPath is a FREE member benefit to support the financial wellness of our members by working with them to:

  • Get out of Debt — If members have high interest credit card debt, a Debt Management Plan may be able to help them lower their interest rates AND pay off debt faster.
  • Create a Budget and Save Money — During a financial counseling session, members will create a spending plan that works towards their financial goals, including building savings.
  • Build Credit — Our counselors will work with members to better understand their credit report, dispute inaccurate information, and manage their credit score.
  • Plan for your Housing — Housing experts will provide support to members who are going through the home buying process, or struggling with rent or mortgage payments.
  • Educate Themselves about Personal Finance — A myriad of resources, including online learning experiences, workshop materials, articles and education handouts, support communities, and more.
*A.P.R = Annual Percentage Rate of 18.00% will apply. To qualify for a lower rate and higher amount, a full credit application will be required and underwriting guidelines must be met. Credit Union Membership is open to ALL Bergen & Passaic County individuals, who live, work, worship, volunteer, attend school or do business in either county and must have $100 in their savings account to avoid fees. This offer is not transferable. The credit union reserves the right to change or terminate the program at any time without notice. Offer is null and void if income can’t be verified. In order to qualify for the loan ALL borrowers must have or open a share (savings) account. Members who are applying for the loan cannot have any delinquent or charged off loans with the credit union. Existing outstanding unsecured Greater Alliance loans are not to be combined with this offer. Members can refinance the fast cash loan only once during the 15-month period, to refinance member must have balance of $750.00 or less and have the loan at least 6 months. There will be a $50 fee to refinance the loan during the 15 month period. Minimum income required $12,000 annually. Member must sign off on addendum letting us know that they haven’t declared bankruptcy at the time of booking the loan. Consistent  employment of  6 months minimum is required. ALL borrowers must have or open a savings and must be a member in good standing.