Student Loans

Are Federal Loans not enough to cover the cost of your college education?

Private Student Loans

Looking for additional funding for school?
Finance your education with a private student loan from Greater Alliance Credit Union.
Learn More

  • Borrow as little as $2,000 or as much as $120,000 in undergraduate loan or $160,000 in graduate loan.
  • 0.25% Interest Rate Reduction when you sign up for automatic ACH payments.2

Consolidation Loans

Already graduated? Save time and money by consolidating your existing private student loans through Greater Alliance.
Learn More

  • Refinance and consolidate as little as $7,500 or as much as $125,000 in undergraduate student loan debt or $175,000 in graduate debt.
  • Interest-Only Repayment Option available for the first 4 years followed by 11 years of principal and interest repayment
  • 0.25% Interest Rate Reduction when you sign up for automatic ACH payments (subject to 2.90% floor rate)5
Eligibility
To qualify, applicants must meet credit and underwriting criteria:

  • Be a member of Greater Alliance Federal Credit Union
  • Current student or graduate of an eligible school
  • U.S. citizen or permanent resident
Cosigners
An eligible and creditworthy cosigner can help applicants with limited credit history or income responsibly borrow and manage their education loans. A cosigner may:

  • Increase the chance of loan approval
  • Help lower the interest rate on the loan
Questions?

Contact a LendKey representative today!

(888) 549-9050

Hours:
Monday to Friday: 9am – 8pm ET
Email:
gro.snaoltnedutsucnull@erac.remotsuc

Need alternative solutions for financing a student loan contact us at 888-554-2328 x290. Also, check out our Calculator!

1. APR = Annual Percentage Rate. This loan has a variable interest rate that is based on a publicly available index, the 1-Month LIBOR, as published in The Wall Street Journal. Your rate may change each month and will be calculated by adding the 1-Month LIBOR to a margin between 3.24% and 9.24%. Rates and terms based on credit criteria and are all subject to change. The lower rate displayed in the rate range above assumes a 0.25% rate reduction upon borrower enrolling in automatic payments. For more information about the automatic payment rate reduction, see #3 below.

Assuming a $10,000 loan amount, a 3.10% APR and the full payments option, you would make 54 (48 months in school + 6 month grace period) monthly payments of $25 while enrolled in school followed by 15 monthly payments of $98.09, and then 105 monthly payments of $97.35 to repay this loan. If the APR is 8.70% and the loan amount remains $10,000 you would make 54 monthly payments of $25 while you are enrolled in school followed by 50 monthly payments of $166.22, and then 70 monthly payments of $161.18 to repay this loan. The APR may be increased after consummation.

2. Subject to 2.99% floor rate. Requires continued enrollment of automatic payments. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is cancelled, any increase will take the form of higher payments.

4. APR = Annual Percentage Rate. This loan has a variable interest rate that is based on a publicly available index, the 1-Month LIBOR, as published in The Wall Street Journal. Your rate may change each month and will be calculated by adding the 1-Month LIBOR to a margin between 2.99% and 7.19%. Rates and terms based on credit criteria and are all subject to change. The lower rate displayed in the rate range above assumes a 0.25% rate reduction upon borrower enrolling in automatic payments. For more information about the automatic payment rate reduction, see #2 below.

Assuming a $10,000 loan amount, a 2.90% APR, and the level repayment option, you would make 180 monthly payments of $68.58 to repay this loan. If the APR is 7.37% and the loan amount remains $10,000, you would make 180 monthly payments of $91.96. The APR may be increased after consummation. Requires continued enrollment of automatic payments. If the automatic payment is cancelled at any time after enrollment, the rate reduction will discontinue until automatic payment is reinstated. May be suspended during periods of forbearance and deferment.

5. Subject to 2.90% floor rate. Requires continued enrollment of automatic payments. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is cancelled, any increase will take the form of higher payments.