Having a family is incredibly rewarding, and it’s one of life’s main goals for many people. However, before starting a family, it’s important to make sure that you are financially ready to take on such a challenge. Having a family is an endless joy, but it is becoming increasingly expensive. To help you navigate through all the information out there, we’ve put together some interesting information about the growing costs of raising a family! It’s more expensive to raise a…

If you own a home, chances are you want to make some upgrades or renovations at some point. After all, you want a space that works for your specific needs. From new countertops to a fresh coat of paint in the bedroom, there are a variety of home improvement ideas to consider. While these upgrades make the space more functional, they can also increase the value of your home. When considering different home improvement ideas, thinking about the future is…

A new financial outlook for a new year If you often wonder where your hard-earned money goes, you’re not alone. After all, it’s easy to spend money—monthly bills and weekly groceries are on a continuous cycle. And you can buy just about anything with the swipe of a credit card. For some people, their thirst for tracking finances has prompted them to download budgeting apps. In fact, 34% of millennials say they have at least one budgeting app on a…

Get help setting goals and sticking to budgets If your 2021 resolution includes some sort of financial goal, you are not alone. According to a recent survey, more than half of Americans will make a money resolution for 2021, many with the goal of reducing debt or becoming debt-free. Whether your financial resolution is paying off debt, adding more to savings or making a major purchase, ridding oneself of financial worries eliminates stress, helping you to live a happier and…

4 common questions answered Are you contemplating buying life insurance? Or wondering what plan is right for you? Life insurance provides peace of mind that your loved ones will be financially cared for, debts will be paid and expenses will be covered in the event that you die. But it’s not for everyone. And all plans aren’t the same. If buying life insurance is on your list of things to go in the upcoming year, keep reading. We provide answers…

On the surface, working from home is a dream. No more daily commutes, we can wear whatever we want while on the job, our productivity is (mostly) better, and most importantly, we can bond as much as we want with our kids. However, kids demanding a piggyback ride while you’re in the middle of a Zoom conference or yelling at the top of their lungs as you try to crunch some numbers for a client can be an everyday occurrence…

The era of the average income being enough to fund a household is long gone. Even before the events of 2020, it was extremely challenging for a working couple to afford the classic family setup (a stable home, food on the table, money for entertainment), and even harder for one-income families to manage — and now things are so much harder. Due to the broad effects of the COVID-19 pandemic, countries throughout the world have plunged into recession, and many…

5 reasons to get started today Depositing your paycheck with an image, transferring funds online and checking your balance on the go are more and more commonplace. Millions of people use mobile devices for their everyday banking needs. Mobile banking is also becoming more popular with older generations who were previously hesitant about it. Just two years ago, baby boomers were among the smallest group of mobile banking users. Since COVID-19,  46% of baby boomers have been using online and…

Many people always complain that there is no cash to save! And this has forced several families to survive on tight monthly budgets due to poor planning. Fortunately, there are numerous ways you can return some money into your pockets. All you have to do is take care of some simple tasks around your home. These tasks will reduce your monthly budget and allow you to save more cash in the future. So, here are some of the best home…

Millions of people dream of owning their own home. A home represents comfort, security, and a sense of stability that can have a big impact on your life. Whether you’re dreaming about big holiday dinners with family or sitting on the patio in your own yard on a summer night, your dream can be a reality. If you’re one of those people but you thought that you would never be able to own a home because your primary income is…