It’s never too early to start thinking about buying a new vehicle. When you do, make sure you’re prepared with our tips and guidelines on everything from auto loan programs to vehicle searches. Our friendly loan professionals are experienced in vehicle lending and can guide you through many of your auto buying considerations. Greater Alliance can help you find and finance your next car all in one spot. So, you’re in for a great experience when you visit our Auto…

Could you use some extra money in your life? Maybe you’re looking to build up your child’s college tuition fund. Maybe an unexpected illness landed you in the hospital and saddled you with debt, or you need emergency house repairs. Or perhaps you need to pay off a lot of credit card debt quickly or have another significant expense that you don’t have another way to pay for. If you answered yes to any of these questions, you’re probably searching…

Do you have a big purchase in mind, such as securing your wedding venue or finally taking your dream vacation to the Italian countryside? If you want to use your credit card on larger purchases without paying substantial interest fees, you need to have a good credit score. To improve your credit score, you must demonstrate that you can pay off your debts on time. While it may seem counterintuitive, taking out a personal loan could improve your financial health.…

An unexpected financial emergency can put you and your family in a perilous position. Whether it’s an unexpected vehicle repair, a broken appliance, or a sudden illness, sometimes all you need is a bit of a safety net to help you get back on your feet. Unfortunately, many of us are strapped for cash, especially in the aftermath of the pandemic. According to a recent survey reported by CNBC, 63% of Americans are living paycheck to paycheck, up from 53% before…

The Basics of Student Loans As many people know, you can’t put a price on a good education. Still, over 30% of college graduates continue to face the debt collector as they search for their dream jobs. Student loans are the only type of loan that a bank can issue to any student regardless of their employment status, income, or credit score. Many federal student loans and private lenders will provide low fixed rates, flexible terms, and a temporary pause…

You might be running a brick-and-mortar shop. Maybe those weekend music gigs bring in real money. Or perhaps your online craft store is taking off. From traditional small businesses to smaller side projects, managing finances is a critical component of your success. Business banking can help you manage the financial aspects of your company in ways a personal checking account just can’t. And with better business management comes more efficient growth. First, let’s explore the essentials to understand a fundamental…

What is “digital banking”?  Imagine you’re shopping and need to transfer money to cover a transaction. Maybe you need to pay the babysitter on a Sunday. Or you’re out of town and want to check your balance. What are your options? Drive across town to a branch? Try to navigate your financial institution’s telephone banking system? Like many consumers today craving convenience, you might try a convenient alternative to traditional banking channels: digital banking. “Digital banking” is simply a form…

Buying a new vehicle is one of the most significant purchases you can make in life, so researching the right type and model should be a top priority. While choosing the perfect model and color of your car are important, so too is understanding the financing. Knowing how an auto loan works will help you get the credit that offers the best value for your budget and needs. A car loan involves borrowing money from a lender, who provides the…