Reminder: New Online and Mobile Banking is here! Existing online banking users logging in for the first time, click here for log in instructions. If you have an existing account but are new to online banking please click here to enroll. Be sure to download the latest version of the Greater Alliance FCU app in the Apple App Store click here and Google Play Store click here.

New & Used Auto Loan

Whether you are in the market for a new or used car, truck, boat or RV, Greater Alliance auto loans get you further down the road to financial freedom.

Competitive rates as low as 2.99% APR* for NEW auto loans and 3.24% APR* for USED auto loans up to 60 months.

    • Flexible terms up to 60 months, or longer term available upon request to lower your monthly payment even further
    • Affordable rates for New and Used cars and up to 100% financing available, including sales tax and extended warranty
    • No down payment may be required and no pre-payment penalty
    • We offer you the convenience of applying quickly and easily, using our online application, signing electronically using DocuSign and having your funds deposited into your account all from the comfort of your home.
    • With our online banking and bill pay, you’ll have secure access to your loan 24/7, so even checking your loan balance or making a loan payment can be just as fast and flexible.
    • For those months when you need some extra cash in your pocket, we also allow qualified individuals to Skip-A-Payment.
    • Consistent employment of 6 months minimum is required.

Looking to finance  Boats & RVs we offer the following options:

  • Competitively low rates for New Recreational Vehicles and Boats.
  • Loan amounts up to $50,000 and budget-friendly repayment terms up to 60 months
  • Convenient automatic payment option available
  • Free pre-approval for extra confidence upon negotiations
  • Simple, hassle-free process supported by our local decision making and processing
  • We also offer low rate, unsecured Personal loans to finance Jet skis, wave runners, motorcycles, ATVs, and mopeds

Refinance & Save

If you already have an auto loan from another financial institution, refinance with Greater Alliance and get 1% cash back up to a $1,000 of the loan’s value — plus our great low rate and flexible terms.

Auto Coverage Options

Auto Insurance: When it comes to securing your purchase, it’s nice to have additional peace of mind. Learn about the convenient auto coverage options our partners at TruStage® Insurance can provide. Get A FREE Quote Now.

Mechanical Breakdown Coverage: Mechanical Breakdown Coverage provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty. Learn more about what’s available to you as a Greater Alliance member. Get a FREE Quote Now.

Guaranteed Asset Protection (GAP): Did you know you in the event of a total loss, you could be liable for paying off the remaining loan balance on a vehicle that is no longer drivable? Bridge the gap between the difference in what you owe on your vehicle and how much the insurance company decides it is worth.  Get a FREE Quote Now.

Debt Protection: Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment you wouldn’t want your family to worry about making your loan payments.

CARFAX: CARFAX allows members to receive notifications regarding any vehicle. You can use these free vehicle history reports when you narrow down the search for a USED CAR that you would like to buy or even use these reports to see the value of your car if you are looking to trade-in or sell your car.

Love My Credit Union Rewards: Receive discounts and savings on Motorcycles, RVs, ATVs, UTVs, Jet Skis, Boats, Snowmobiles, Golf Carts and more.

Apply For Your Next Auto Loan

Free Financial Coaching and Education

Overwhelmed with debt, having trouble making ends meet or budgeting each month? We have partnered with GreenPath Financial Wellness to enable our members to prepare for life’s ups and downs and build the financial foundation for their dreams.
GreenPath is a FREE member benefit to support the financial wellness of our members by working with them to:

  • Get out of Debt — If members have high interest credit card debt, a Debt Management Plan may be able to help them lower their interest rates AND pay off debt faster.
  • Create a Budget and Save Money — During a financial counseling session, members will create a spending plan that works towards their financial goals, including building savings.
  • Build Credit — Our counselors will work with members to better understand their credit report, dispute inaccurate information, and manage their credit score.
  • Plan for your Housing — Housing experts will provide support to members who are going through the home buying process, or struggling with rent or mortgage payments.
  • Educate Themselves about Personal Finance — A myriad of resources, including online learning experiences, workshop materials, articles and education handouts, support communities, and more.

*APR=Annual Percentage Rate. ALL borrowers must have or open a savings and must be a member in good standing, membership requires $100 minimum balance in a share savings account to avoid fees and to apply for a loan. A full credit check will be required for all borrowers. All advertised rates are subject to individual qualifying factors and subject to change without notice. Consistent employment of 6 months minimum is required. Minimum income of $12,000 annually required.