***Our Drivethru will be OPEN on Good Friday*** New Drive-Thru Hours Starting Monday, April 13th. Mon - Thur: 9 AM to 6 PM; Fri: 8 AM to 6 PM; Sat: 9 AM to 1 PM. Our Paterson Branch will remain CLOSED. We encourage all our members to use REMOTE SERVICES during this time - STAY HOME - STAY SAFE - SAVE LIVES!

First Time Home Buyer Savings Programs

A home is one of the biggest purchases you can make, and we are here to help you save and give your $1,0001 credit towards your closing costs!
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HomeReady Program

Our HomeReady® Mortgage programs offer low down payment options, flexible credit criteria and other attractive features tailored to meet the needs of many low- and moderate-income borrowers and those purchasing homes in low- and moderate-income areas in New Jersey.

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First Time Home Buyer Grant

Designed to assist our members with little savings overcome daunting costs to buy a home, Greater Alliance first-time homebuyer grants award eligible members with up to $3,000 to $5,000 toward a down payment or closing costs1 on their first home.

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Fixed Rate Mortgage

With competitive fixed-rate mortgages that have terms up to 30 years. You’ll have confidence knowing exactly what your payments will be.
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Adjustable Rate Mortgage

Adjustable-rate mortgages (ARMs) start with a fixed interest rate for a set period and then adjust when interest rates change over the life of the loan.
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Refinance Your Mortgage

Whether you have an existing loan with us or one with another lender, we have fixed- and adjustable-rate options that could save you money.
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