All of our branches will be CLOSED Monday, January 18th in observance of Martin Luther King Jr. Day. We will reopen during normal business hours on Tuesday, January 19th. As always, you will be able to access your accounts via Online, Mobile or Telephone Banking and at any of our nearly 85,000 fee-free ATMs.
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Please note: Our Bill Pay Service has been restored for iOS mobile app users with version 14.03. Please update our Greater Alliance FCU iOS app in the app store. If you have any questions, please call 201-599-5500. We apologize for the inconvenience.

Skip A Loan Payment

woman buying something on mobile device
woman looking at finances

Let’s say you are cramped for cash or are in need of a little extra spending money.  You can use Skip-A-Pay to skip a loan payment and give yourself extra financial flexibility.  Simply pay a small fee:

  • $40 to skip a loan payment of $600 or less
  • $60 to skip a loan payment over $600 plus

As long as your loan qualifies for the service and you meet the member requirements below, you can use Skip-A-Pay no questions asked!

You may skip securely using the Online web portal or if you have enrolled within Online Banking you may login and initiate a Skip through Online Banking.

How many times can I use Skip-a-Pay?

  • You are allowed 4 skips during the life of most loans
  • You are allowed 1 skip during the life of any First Time Auto Buyer Loan

To use Skip-a-Pay, Members must maintain

  • Positive Savings Balance
  • All loans must be in good standing and you must make the first 3 payments before you can initiate a Skip
  • Member can skip 2 consecutive payments and wait for 120 days before skipping the next payments if desired
  • Member must be able to fund Skip-a-Pay payment using ACH from another financial Institution, Debit/ Credit Card (a convenience fee of $1.50 will apply for using a debit/credit card), or Greater Alliance Savings or Checking

Skip Your Loan Payment