| Product | Balances | APY* | Minimum Opening Deposit | Minimum Balance to Avoid a Fee | Minimum Balance to earn APY | Compounding Method | Crediting Frequency |
|---|---|---|---|---|---|---|---|
| Primary Savings | $101 to $1,499 | 0.02% | $25 | $100 | $101 | Daily | Quarterly |
| Primary Savings | $1,500 to $9,999 | 0.02% | $25 | $100 | $101 | Daily | Quarterly |
| Primary Savings | Over 10,000 | 0.02% | $25 | $100 | $101 | Daily | Quarterly |
| Premier Checking* | $5,000 - $25,000 | 1.55% | $5,000 | $5,000 | $5,000 | Daily | Quarterly |
| Premier Checking* | Over $25,000 | 0.05% | $5,000 | $5,000 | $5,000 | Daily | Quarterly |
| Youth Savings | $25 - $1,000 | 1.00% | $25 | $0 | $25 | Daily | Quarterly |
| Youth Savings | Over $1,000 | 0.10% | $25 | $0 | $25 | Daily | Quarterly |
| Business Savings | $500 | 0.02% | $100 | $100 | $500 | Daily | Quarterly |
| Vacation/ Freedom Club | $5.00 | 0.05% | $0.00 | $0.00 | $0.00 | Daily | Quarterly |
| Holiday Club | $5.00 | 0.05% | $0.00 | $0.00 | $0.00 | Daily | Quarterly |
| Don’t Touch Account | $5.00 | 0.05% | $0.00 | $0.00 | $0.00 | Daily | Quarterly |
| 15 Month Home BuyerSavings Club ** | $0 to $7,499 | 0.20% | $100 | $0.00 | $0.00 | Daily | Monthly |
| 15 Month Home Buyer Savings Club** | $7,500 and above | 0.15% | $100 | $0.00 | $0.00 | Daily | Monthly |
| Summer Escrow /10 month Employee | up to $15,000 | 2.00% | $0.00 | $0.00 | $0.00 | Daily | Quarterly |
| Summer Escrow/10 month Employee | $15,001 and Above | 0.00% | $0.00 | $0.00 | $0.00 | Daily | Quarterly |
| Education Club | $5.00 | 0.05% | $0.00 | $0.00 | $0.00 | Daily | Quarterly |
| Greater Business Checking | $2,500 to $9,999 | 0.05% | $100 | $100 | $2,500 | Daily | Quarterly |
| Greater Business Checking | $10,000 to $24,999 | 0.05% | $100 | $100 | $2,500 | Daily | Quarterly |
| Greater Business Checking | $25,000 to $49,999 | 0.05% | $100 | $100 | $2,500 | Daily | Quarterly |
| Greater Business Checking | $50,000 to $74,999 | 0.05% | $100 | $100 | $2,500 | Daily | Quarterly |
| Greater Business Checking | over $75,000 | 0.05% | $100 | $100 | $2,500 | Daily | Quarterly |
APY= Annual Percentage Yield. Yields shown above is as of date 4/1/2020 and is subject to change without notice. The minimum deposit to open a Share Savings is $100. Other fees may apply please check our FEE & Rate Schedule.
*Member must enroll for Online Banking and e-Statements and must have $500 direct deposit into the checking account each month. If these conditions are not met during any time of the month no interest will be paid on the account. Fees could reduce the earnings on the account.
2 GreenPath will contact the members with instructions to complete a one-on-one Pre-Purchase counseling session to assess the member’s readiness to becoming a homeowner. With the member’s consent, GreenPath will notify the credit union upon members’ completion of the counseling and their readiness to becoming a homeowner. After the counseling is completed, the member will be instructed to complete the online homebuyer education by visiting http://www.ehomeamerica.org/greenpath. The cost for this online course is $25.
3 APY means Annual Percentage Yield accurate as of 4/1/2020 and subject to change without notice. $100 Minimum balance requirement to open the account. Must have a minimum deposit of $100 or a maximum amount of $500 into the Home Buyer Savings account each month. 0.15% APY paid on all balances up to $7,499 and 0.10% APY paid on any balances above $7,500 and over. Terms, conditions and withdrawal limitations apply. This does not represent a formal commitment for and participation in this savings plan does not guarantee that we will provide you with a mortgage loan. Other fees may apply. Fees may reduce earnings.
This offer is available only to members of the credit union. Membership in the credit union requires a minimum deposit of $100 dollars. This offer is subject to change in terms or termination at any time without notice. After an account is opened or a service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Member must complete the Homebuyer counseling program and must pre-qualify for a mortgage within 30 days of opening the account, if not the account will closed out and the funds will be deposited within the primary savings account.