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FHA Mortgage Program

Get the keys to Homeownership

We can help you turn your dream of homeownership into a reality with a little as 3.5% down with our FHA loans.

With our FHA Mortgage you receive:

  • Down payments as low as 3.5%
  • Up to 6% seller assistance allowed
  • Gift and grants permitted as funds for down payment and closing costs
  • NO Application Fee
  • NO Rate Lock-In Fee. Rate locked in upon approval of the loan
  • Reduced mortgage insurance requirement
  • Available on 1-4 unit primary residences
  • Available in any state

Don’t be an anonymous loan number. At Greater Alliance we work with you personally and want to know your story. Let us help you get into your new home.

Pre-Qualify Today

Program available to Greater Alliance Federal Credit Union Members only. For new members, membership eligibility account is required with a minimum deposit of $100. All home lending products are subject to program eligibility, collateral requirements, and credit review and approval.  Greater Alliance does not underwrite FHA loans and has partnered with a local lender to assist you with your FHA lending needs. Programs, rates, terms, and conditions subject to change without notice. Program is only available for purchase of a primary residence 1- to 4-unit property. Monthly Mortgage Insurance Premiums (MIP) and Upfront Mortgage Insurance Premiums (UFMIP) apply. Mortgage limits apply and are based on your location. Determine the mortgage limit for your specific area by visiting https://entp.hud.gov/idapp/html/hicostlook.cfm. Other restrictions and limitations may apply.  Contact an Greater Alliance mortgage expert for complete program details. Void where prohibited by law, rule, or regulation.