A Greater Way to Live
Ideal for those looking to borrow money for a one-time expense with no hidden fees. You’ll receive the total amount of your loan as a lump-sum with a fixed interest rate and a fixed monthly payment.
- Borrow any amount you need, up to $30,000 and there is NO collateral required. Click here for our current rates and terms.
- Other flexible rates and terms up to 84 months available.
- We offer you the convenience of applying quickly and easily, using our online application, signing electronically using DocuSign and having your funds deposited into your account all from the comfort of your home.
- With our online banking and bill pay, you’ll have secure access to your loan 24/7, so even checking your loan balance or making a loan payment can be just as fast and flexible.
- For those months when you need some extra cash in your pocket we also allow qualified individuals to Skip-A-Payment.
- Debt Protection – Protect your loan balance or loan payments against, death, disability or involuntary unemployment. It’s voluntary and won’t affect your loan approval.
So whether you are:
- Short on cash? Apply for an unsecured personal loan to cover those unexpected emergencies.
- Too many credit card bills? Try to consolidate your loan with a fixed low monthly payment.
- Big plans just around the corner? Consider it for wedding, vacation, emergencies, back to school loans and more.
… you name it loans, and for everything in between!
Refinance & Save
If you already have a personal loan from another financial institution, refinance with Greater Alliance and get 1% cash back up to a $1,000 of the loan’s value — plus our great low rate and flexible terms.
*APR= Annual Percentage Rate. Rates shown above are for qualified borrowers as of 5/15/2023.
All borrowers must have or open savings and must be a member in good standing, membership requires a $100 minimum balance in a share savings account to avoid fees. A full credit check will be required for all borrowers. All advertised rates are subject to individual qualifying factors and subject to change without notice. Straight refinances are not eligible for a lower rate, additional advance is required. Consistent employment of 6 months minimum is required. A minimum income of $12,000 annually is required. Personal Loan Payment Example: The payment on a $10,000 loan would be $263.44 by using the $26.35 per $1000 at a non-variable interest rate of 11.99% APR with a 48-month term.