All Members Will Be REQUIRED to Wear FACIAL COVERINGS for any In-Branch Appointment. New Expanded Drive-Thru Hours: Mon - Thur: 9 AM to 6 PM; Fri: 8 AM to 6 PM; Sat: 9 AM to 1 PM. Our Paterson Branch will remain CLOSED. We encourage all our members to use REMOTE SERVICES during this time - STAY HOME - STAY SAFE - SAVE LIVES!
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Our Paramus Branch Drive-Thru lanes are now OPEN for business. We have performed a DEEP CLEAN for the entire branch along with the Drive-Thru Lanes and will continue to practice all the sanitary guidelines to keep our employees and members safe. Thank you for your patience and membership and trusting Greater Alliance to help see you through these unprecedented times.

HomeReady Program

Sometimes home ownership seems like nothing more than a distant dream but we can make I happen.

  • Interest rates comparable to conventional loans
  • Down payments as low as 3% of the home’s value
  • Down payment assistance programs also may be available
  • Reduced mortgage insurance requirement
  • Qualify with income from rentals or from someone who lives with you but isn’t a borrower
  • Use down payment and closing cost sources like gift funds and down payment assistance programs
  • Life of Loan homeownership education and counseling available
  • Maximum income and loan amount limits apply (varies by location, only offered in the state of New Jersey)

Pre-Qualify Today