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Reminder: New Online and Mobile Banking is here! Existing online banking users logging in for the first time, click here for log in instructions. If you have an existing account but are new to online banking please click here to enroll. Be sure to download the latest version of the Greater Alliance FCU app in the Apple App Store click here and Google Play Store click here.

HomeReady Program

Sometimes home ownership seems like nothing more than a distant dream but we can make I happen.

  • Interest rates comparable to conventional loans
  • Down payments as low as 3% of the home’s value
  • Down payment assistance programs also may be available
  • Reduced mortgage insurance requirement
  • Qualify with income from rentals or from someone who lives with you but isn’t a borrower
  • Use down payment and closing cost sources like gift funds and down payment assistance programs
  • Life of Loan homeownership education and counseling available
  • Maximum income and loan amount limits apply (varies by location, only offered in the state of New Jersey)

Pre-Qualify Today