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Secured Loans

 Shared Secured Loan

With a Share Secured Loan, you borrow against your savings account at Greater Alliance to receive a low-rate personal loan while still earning interest on your deposit funds.

You’ll still have a personal loan with flexible terms up to 48 months, plus:

  • Borrow up to 100% of the balance in your Savings Account
  • No application fees
  • A rate that’s just 3.00% APR above the savings dividend rate

  Certificate Secured Loan

Similar to a Share Secured Loan, with a certificate secured loan, you borrow against your certificate account.

Continue to earn interest on the certificate while you pay off your personal loan:

  • Borrow up to 100% of the value of your Certificate Account
  • Flexible terms to match your certificate maturity
  • A rate as low as 1.50% APR above the certificate rate
  • Excludes IRA Certificate Accounts

 What You Need

  • If you are a NEW or an EXISTING member you will need to apply at a branch or call 201-599-5500 for a Share Secured or Certificate Secured loan, you’ll need an unexpired government issued identification such as a State-issued Driver’s License or a U.S.
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