All Members Will Be REQUIRED to Wear FACIAL COVERINGS for any In-Branch Appointment. New Expanded Drive-Thru Hours: Mon - Thur: 9 AM to 6 PM; Fri: 8 AM to 6 PM; Sat: 9 AM to 1 PM. Our Paterson Branch will remain CLOSED. We encourage all our members to use REMOTE SERVICES during this time - STAY HOME - STAY SAFE - SAVE LIVES!
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Our Paramus Branch Drive-Thru lanes are now OPEN for business. We have performed a DEEP CLEAN for the entire branch along with the Drive-Thru Lanes and will continue to practice all the sanitary guidelines to keep our employees and members safe. Thank you for your patience and membership and trusting Greater Alliance to help see you through these unprecedented times.

Secured Loans

Share Secured Loan

With a Share Secured Loan, you borrow against your savings account at Greater Alliance to receive a low-rate personal loan while still earning interest on your deposit funds.

You’ll still have a personal loan with flexible terms up to 48 months, plus:

  • Borrow up to 100% of the balance in your Savings Account
  • No application fees
  • A rate that’s just 3.00% APR above the savings dividend rate

Certificate Secured Loan

Similar to a Share Secured Loan, with a certificate secured loan, you borrow against your certificate account.
Continue to earn interest on the certificate while you pay off your personal loan:

  • Borrow up to 100% of the value of your Certificate Account
  • Flexible terms to match your certificate maturity
  • A rate as low as 1.50% APR above the certificate rate
  • Excludes IRA Certificate Accounts

What You Need

  • If you are a NEW or an EXISTING member you will need to apply at a branch or call 888-554-2328 for a Share Secured or Certificate Secured loan, you’ll need an unexpired government issued identification such as a State-issued Driver’s License or a U.S.

Free Financial Coaching and Education

Overwhelmed with debt, having trouble making ends meet or budgeting each month? We have partnered with GreenPath Financial Wellness to enable our members to prepare for life’s ups and downs and build the financial foundation for their dreams.
GreenPath is a FREE member benefit to support the financial wellness of our members by working with them to:

  • Get out of Debt — If members have high interest credit card debt, a Debt Management Plan may be able to help them lower their interest rates AND pay off debt faster.
  • Create a Budget and Save Money — During a financial counseling session, members will create a spending plan that works towards their financial goals, including building savings.
  • Build Credit — Our counselors will work with members to better understand their credit report, dispute inaccurate information, and manage their credit score.
  • Plan for your Housing — Housing experts will provide support to members who are going through the home buying process, or struggling with rent or mortgage payments.
  • Educate Themselves about Personal Finance — A myriad of resources, including online learning experiences, workshop materials, articles and education handouts, support communities, and more.

Schedule An Appointment