Skip-A-Pay Questions

No. You have to make 3 consecutive payments before you are eligible to Skip the payment on that particular loan.

This could be because you have already reached the limit that you can skip for the term of the loan or that loan type is not eligible for a Skip.  Please see the list of loans eligible for a Skip. If you are still having difficulties please contact our Service Support Department at 888-554-2328. The […]

If you have setup Scheduled Recurring Transfers through Digital Banking you will need to stop the transfers for the Skip to proceed.  If you have any automated Share Transfer, Loan Transfer or ACH origination, the Skip will be automated.

If you use an Digital Banking transfer to make the payment on a loan selected for Skip-A-Pay, please make sure to suspend the Digital Banking payment transfer for the month in which the payment will be skipped.

All loan and accounts must be current, in addition any share accounts cannot be in the negative over 35 days plus you will need to make 3 consecutive payments before you can qualify for a Skip.

Members’ are allowed 4 Skips during the term of the loan and they can initiate it any time of the year according to their convenience. However a loan can only be skipped 2 times consecutively. There will be a wait time of 120 before the next Skip can be initialized. Each loan will have to […]

The following loans are eligible for Skip-A-Pay: Unsecured Personal Loan Enterprise Auto Loan New & Used Auto Loan first time auto buyer Loan – One time during the life of the loan. Recreational Vehicle Loan 5, 10, 15 and 20 Year Fixed Rate Home Equity Loan

The skipped months will be added to the end of your loan, extending the term of your loan. Interest will continue to accrue during the skipped months.

For loan payments $600 and below the cost is $40 for loan payments above $600.01 and above the cost will be $60. There is also a convenience fee of $1.50 to make a payment via Debit/Credit card.