I want the best rate for my money, but don’t want a certificate. What should I do?
Greater Alliance Credit Union has several Checking accounts with great rates! If you want the best rates you don’t need to go anywhere else!
FAQs
When I call the Credit Union and ask for a rate of a Certificate why do they give me two rates?
There is an APY (Annual Percentage Yield) and a DR (Dividend Rate). The dividend rate is the rate on your certificate. The annual percentage yield is the amount that you earn over the life of the certificate if you don’t withdraw your monthly dividends.
How can I tell which set of numbers on the bottom of my check is my checking account number?
The nine digit number 221275876 is our routing and transit number (ABA Number). The ten digit number at the bottom of the checks is your Micro Number (checking account number) it should start with 00.
What is the minimum deposit required to open a checking account?
There is an initial deposit requirement of $5,000 for Premier Checking, $50 for Easy and Fresh Start Checking and there is an initial deposit requirement of $5 to open the Edge Checking.
Why was I charged a fee for a transfer I didn’t make?
Greater Alliance Credit Union offers to all its members’ automatic overdraft protection from the savings account to prevent bounced checks. GAFCU charges a nominal fee for this transfer and the number of allowable transfers is governed by Regulation D limits.
How can I order checks?
You can reorder checks by logging into Digital Banking and then clicking on ‘Additional Services’ and select ‘Check Reorder Service’. If you are ordering checks for the very first time then please call Greater Alliance Credit Union’s Service Support at 888-554-2328 and we will order them over the phone for you. You can also stop […]
What types of personal checking accounts does Greater Alliance Credit Union offer?
We offer Premier, Easy, Fresh Start and The Edge Checking accounts for our members.
Do you have the service of a Notary Public available in any of your branches?
Yes, we offer notary service free to our members. We employ at least one notary in every branch.
Can I get travelers’ checks, teller checks’ or money orders at Greater Alliance?
We currently do not offer travelers’ checks or money orders. We offer Cashiers Check and PrePaid cards that can be used in the US and overseas.
Does Greater Alliance offer safe deposit boxes?
Yes, Our Paramus branch offers safe deposit boxes. We have several different sizes of safe deposit boxes to meet your needs.
