FAQs

Share/Share Draft or Credit Card. Premiums will be automatically deducted from your account quarterly /monthly and will be reflected on your statement.

If you choose not to keep your insurance, simply call toll free 1-877-629-6037, and your insurance will be canceled.

It takes about 30 days from the time the enrollment form is received to process and issue the certificate of Insurance.

The policy’s effective date is shown on your Certificate of Insurance.

There is no termination age for you, your spouse or domestic partner; however, benefits reduce by 50% at the age of 65 and by an additional 25% at age 75, regardless of age at enrollment.

No. Your coverage is guaranteed provided you are 18 years of age or older

No. There are no medical questions or physical exams required to qualify for this insurance.

You can be covered for $400 for each day of hospitalization; or $200 for sickness. You may also choose family coverage, which protects your spouse and dependent children at a reduced benefit rate. See your certificate of insurance for specific amounts.

No. This insurance pays you cash while you get well only for each day that your doctor has kept you in the hospital for covered accidents and sicknesses.

The benefit is paid directly to you and you can use it however you like. When you are home from the hospital, you can use it to pay monthly bills, recovery expenses, or anything else you want.