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Reminder: New Online and Mobile Banking is here! Existing online banking users logging in for the first time, click here for log in instructions. If you have an existing account but are new to online banking please click here to enroll. Be sure to download the latest version of the Greater Alliance FCU app in the Apple App Store click here and Google Play Store click here.

VISA 3-D Secure

man looking at something on mobile device
woman looking at something on mobile device

Automatic Security For Online Purchases

3-D Secure Version 2.0 is designed to make online purchases more secure by helping ensure payments are made by the rightful owner of the VISA account. Version 2.0 is smarter, faster and simpler to use, and it now supports all connected devices.

How it Works:

  • Member enters their VISA account details
  • The online merchant sends the information to be authenticated
  • Through VISA, Greater Alliance Credit Union determines the transaction risk and may prompt you to verify your identity with a one-time password provided to the credit union. This happens in less than 1% of transactions.
  • Greater Alliance sends the authentication result to the merchant
  • The merchant submits transaction for authorization