100% Home Equity Loan & Line Rates

Product APR* Maximum Loan Type Terms (Months)
Home Equity Fixed 5 year term 5.49%* $250,000.00 Fixed 60
Home Equity Fixed 10 year term 5.74%* $250,000.00 Fixed 120
Home Equity Fixed 15 year term 5.99%* $250,000.00 Fixed 180
Home Equity Fixed 20 year term 6.49%* $250,000.00 Fixed 240
Home Equity Line of Credit (HELOC) 20 year term 4.49%** $250,000.00 Variable 240
*APR – Annual Percentage Rate (APR) effective as of 8/3/20 and  is subject to change without notice, and applies to loan-to-value (LTV) ratio of up to 100% and a loan amount of up to $250,000. APR may vary depending on creditworthiness, loan amount, and loan-to-value.
**APR = The prime rate is based on the highest prime rate published in the Wall Street Journal. On July 31, 2020 prime rate was 3.25%. The current APR for a Home Equity Line of Credit using the prime rate plus 1.50% minus 0.26% which is 4.49%. The APR will never exceed 11.24%. If applicable, your payments will change on the first day of the month. At no time during the life of your loan will your interest rate go below 4.49% nor will it go any higher than 11.24%.
*APR – Annual Percentage Rate (APR) effective as of 8/3/20 and  is subject to change without notice, and applies to loan-to-value (LTV) ratio of up to 100% and a loan amount of up to $250,000. APR may vary depending on creditworthiness, loan amount, and loan-to-value.
**APR = The prime rate is based on the highest prime rate published in the Wall Street Journal. On July 31, 2020 prime rate was 3.25%. The current APR for a Home Equity Line of Credit using the prime rate plus 1.50% minus 0.26% which is 4.49%. The APR will never exceed 11.24%. If applicable, your payments will change on the first day of the month. At no time during the life of your loan will your interest rate go below 4.49% nor will it go any higher than 11.24%.