Skip to content
gafcu symbol banner

Certificate Rates

Current Certificate Rates

Product Rate APY* Crediting Frequency
3 Month 2.96% 3.00% Monthly
6 Month 3.44% 3.50% Monthly
12 Month 3.68% 3.75% Monthly
15 Month 3.92% 4.00% Monthly
18 Month 4.16% 4.25% Monthly
24 Month 3.54% 3.60% Monthly
36 Month 3.54% 3.60% Monthly
48 Month 3.68% 3.75% Monthly
60 Month 3.68% 3.75% Monthly

*Annual Percentage Yield (APY) effective 10/01/2026 is subject to change without notice. $500 minimum balance to open a CD. Penalties may be imposed for early withdrawal. APY assumes dividends remain in the CD. Membership at a credit union requires a savings account. The minimum balance required within the accounts is $100 to earn interest. If the minimum balance requirement is not met a fee will be assessed, please check our Fee and Rate Schedule. The offer is valid for a limited time and can be withdrawn at any time.

Game Of Loans Learn More