Greater News: Coming soon Alice will join our team, she will be available 24/7- Stay tune for more details.

Reminder that all our branches and drive-thrus will be closed on Thursday, November 24th in observance of Thanksgiving Day. You can access your accounts using our Digital Services & at any of our nearly 85,000 Surcharge-free ATMs. We will reopen during normal business hours on Friday, November 25th.

Check out Rates
Deposit & Loan Rates
New Member
Open An Account
Contact Us
201-599-5500

Certificate Rates

Home
Certificate Rates

Product	Rate	APY	Crediting Frequency
3 month	0.65%	0.65%	Monthly
6 Month	0.85%	0.85%	Monthly
12 Month	1.24%	1.25%	Monthly
15 Month	1.49%	1.50%	Monthly
18 month	1.74%	1.75%	Monthly
24 month	1.98%	2.00%	Monthly
36 Month	1.98%	2.00%	Monthly
48 Month	1.98%	2.00%	Monthly
60 Month	1.98%	2.00%	Monthly

APY=Annual Percentage Yield shown above is as of date 10/01/2022 and is subject to change without notice. The minimum deposit to open a Share Certificate is $500. Penalties apply for early withdrawal.

.lds-dual-ring{display:inline-block;width:16px;height:16px;}.lds-dual-ring:after{content:" ";display:block;width:16px;height:16px;margin:0px;border-radius:50%;border:3px solid #000;border-color:#000 transparent #000 transparent;animation:lds-dual-ring 1.2s linear infinite;}@keyframes lds-dual-ring{0%{transform:rotate(0deg);}100%{transform:rotate(360deg);}}.ifso-logo-loader{font-size:20px;width:64px;font-family:sans-serif;position:relative;height:auto;font-weight:800;}.ifso-logo-loader:before{content:"";position:absolute;left:30%;top:36%;width:14px;width:7px;height:22px;height:9px;clip-path:polygon(100% 50%,0 0,0 100%);background:#fd5b56;animation:spinAndMoveArrow 2s infinite;}.ifso-logo-loader:after{content:"If So";word-spacing:12px;}@keyframes spinAndMoveArrow{40%{transform:rotate(360deg);}60%{transform:translateX(-5px);}80%{transform:translateX(5px);}100%{transform:translateX(0);}}.ifso-default-content-loader{display:inline-block;}body{font-family:Yantramanav;font-size:16px;font-weight:400;line-height:1.6;}h1,h2,h3,h4,h5,h6{font-family:Yantramanav;font-weight:700;letter-spacing:0em;line-height:1.2;}h1{font-size:28px;}h2{font-size:24px;}h3{font-size:20px;}h4{font-size:16px;}h5{font-size:14px;}h6{font-size:12px;}#primary-menu > .menu-item:hover > a,#primary-menu > .menu-item.current-menu-ancestor > a,#primary-menu > .menu-item.current-menu-item > a,#primary-menu > ul > li:hover > a,#primary-menu > ul > li.current_page_ancestor > a,#primary-menu > ul > li.current_page_item > a,.scrollup:hover,a.button-primary:visited:hover,.button-primary-outline,.button-primary:hover,.primary-color,.pagination li .page-numbers.next,.pagination.loop-pagination .page-numbers.next,.pagination li .page-numbers.prev,.pagination.loop-pagination .page-numbers.prev,.widget-title:before,.widget-title:after,.comments-area .comment-respond .comment-reply-title:before,.comments-area .comment-heading:before,#primary-menu > .menu-item-has-children:hover > a:after,#primary-menu > ul > .page_item_has_children:hover > a:after,#primary-menu > .menu-item-has-children:hover > a:after,#primary-menu > ul > .page_item_has_children.current_page_item > a:after,.header-01 .header-contact-detail .header-contact-detail-info .header-contact-detail-extra-info,.header-02 .header-contact-detail .header-contact-detail-info .header-contact-detail-extra-info,.vc_custom_heading.heading-with-primary h2 b,a.none-primary-menu,a.none-primary-menu:visited{color:#00468c;}.woocommerce .onsale,.page-title-overlay-color,#header.header-gradient.header-01 .affix:not(.affix-disabled),.button-primary-outline:hover,.button-primary,.primary-background-color,.pagination li .page-numbers:hover,.pagination li .page-numbers.current,.pagination.loop-pagination .page-numbers:hover,.pagination.loop-pagination .page-numbers.current,.widget_price_filter .ui-slider .ui-slider-range,.widget_price_filter .ui-slider .ui-slider-handle,.info-box.style2 .info-box-extra:before{background-color:#00468c;}.primary-background-color-hover:hover,.woocommerce .product-item .product-item-inner:hover .add_to_cart_button,.header-02 .header-navigation-container{background-color:#00468c;}.scrollup:hover,.quote-primary:before,.icon-box.style4 .icon-box-icon,.button-primary-outline,textarea:focus,textarea:hover,input[type="text"]:hover,input[type="text"]:focus,input[type="email"]:hover,input[type="email"]:focus,input[type="url"]:hover,input[type="url"]:focus,input[type="password"]:hover,input[type="password"]:focus,input[type="search"]:hover,input[type="search"]:focus,input[type="tel"]:hover,input[type="tel"]:focus{border-color:#00468c;}.button-primary,.primary-border-color-hover:hover,.woocommerce .product-item .product-item-inner:hover .add_to_cart_button{border-color:#00468c;}.primary-border-color-hover-important:hover{border-color:#00468c !important;}.sidebar .widget_nav_menu ul li:first-child,.vc_tta-accordion.vc_tta-color-grey.vc_tta-style-classic .vc_tta-panel .vc_tta-panel-body{border-top-color:#00468c;}.icon-box.style3:hover .icon-box-icon{background-color:#00468c !important;}.single-product .single_add_to_cart_button,.single-product #review_form_wrapper .form-submit .submit,.woocommerce-cart .cart input[name="update_cart"],.woocommerce-cart .button,.woocommerce-checkout .button{background-color:#00468c;}.single-product .woocommerce-tabs ul.tabs li:after{border-bottom-color:#00468c;}.button-secondary-outline:hover,.wp-block-button__link,.button-secondary,.secondary-background-color,.footer-widget-container .mc4wp-form button[type="submit"]{background-color:#ed5036;}.header-request-a-quote a,.header-request-a-quote a:visited,a.button-secondary:visited:hover,.wp-block-button.is-style-outline .wp-block-button__link,.button-secondary-outline,.button-secondary:hover,.secondary-color,.secondary-color:visited,.button-outline,.widget_price_filter .price_slider_amount .button,.info-box.style_1 .info-box-extra .info-box-read-more a,.info-box.style_1 .info-box-extra .info-box-read-more i,.vc_custom_heading.heading-icon-red h2 i,.info-box.style2 .info-box-read-more a,.info-box.style2 .info-box-read-more i,.info-box.style1 .info-box-extra .info-box-read-more a,.info-box.style1 .info-box-extra .info-box-read-more i,.info-box.style1 .info-box-extra .info-box-read-more a:visited{color:#ed5036;}.button-secondary-outline,.wp-block-button.is-style-outline .wp-block-button__link,.button-secondary,.secondary-border-color,.button-outline,.widget_price_filter .price_slider_amount .button{border-color:#ed5036;}.secondary-background-color-hover:hover,.button-outline,.wp-block-button.is-style-outline .wp-block-button__link:hover,.widget_price_filter .price_slider_amount .button:hover{background-color:#ed5036;}.secondary-border-color-hover:hover{background-color:#ed5036;}.icon-box.style3:hover .icon-box-title{color:#ed5036 !important;}.woocommerce .product-item .product-item-inner .price,.widget_top_rated_products .product_list_widget li .woocommerce-Price-amount,.single-product .woocommerce-Price-amount,.woocommerce-cart .cart .woocommerce-Price-amount{color:#ed5036;}body,.body-color,.full-layout .entry-meta .entry-meta-item:not(.entry-meta-item-author),.full-layout .entry-meta .entry-meta-item:not(.entry-meta-item-author) .fa,.pagination li .page-numbers,.pagination.loop-pagination .page-numbers,.post-tags a,.icon-box.style3 .icon-box-content{color:#777;}.heading-color,h1,h2,h3,h4,h5,h6{color:#212121;}a,a:visited,.full-layout .entry-meta .entry-meta-item-author .entry-author-name,.widget_recent_entries ul li a{color:#212121;}.post-grid-style1 .entry-content .more-link:hover,.info-box.style1 .info-box-extra .info-box-read-more a:hover,.info-box.style1 .info-box-extra .info-box-read-more a:hover i,body a:hover,.site-footer .saturnthemes-social-widget a:hover{color:#212121;}.secondary-button{background-color:#00468c;}.secondary-button:hover{background-color:#00468c;}.page-title .header-title{padding:100px 0px 34px;color:#fff;}.breadcrumbs-wrapper .saturnthemes_financebank_bread_crumb li,.breadcrumbs-wrapper .saturnthemes_financebank_bread_crumb a{color:#fff;}#header{background-color:#fff;}#header.header-01 .header-contact-details-container{background-color:rgba(255,255,255,.9);}.site-topbar{background-color:#f2f2f2;border-bottom-color:#e3e3e3;}.site-topbar .header-topbar-list-contact li:not(:last-child){border-right-color:#e3e3e3;}.site-topbar,.site-topbar a,.site-topbar a .header-topbar-list-icon{color:#777;}.site-topbar a:hover,.site-topbar a:hover .header-topbar-list-icon{color:#333;}#primary-menu{text-align:right;}#primary-menu > .menu-item > a,#primary-menu > ul > li > a{font-family:Yantramanav;font-size:18px;font-weight:700;line-height:1.8em;color:#666;text-transform:none;}#primary-menu > .menu-item,#primary-menu > ul > li{padding:18px 0px;}#primary-menu > .menu-item-has-children > a:after,#primary-menu > ul > .page_item_has_children > a:after{color:#bbb;}#primary-menu > .menu-item > a > .menu-item-icon{color:#666;}#primary-menu > .menu-item:hover,#primary-menu > .menu-item.current-menu-ancestor,#primary-menu > ul > li:hover,#primary-menu > ul > li.current_page_ancestor,#primary-menu > ul > li.current_page_item{background-color:rgba(255,255,255,0);}#primary-menu.menu > .menu-item-has-children:hover:after,#primary-menu.menu > ul > .page_item_has_children:hover:after,#primary-menu.menu > ul > .page_item_has_children.current_page_ancestor:after,#primary-menu.menu > ul > .page_item_has_children.current_page_item:after{color:#333a71;}#primary-menu > .menu-item:hover > a > .menu-item-icon{color:#323872;}#primary-menu > .menu-item:hover > a:before,#primary-menu > .menu-item.current-menu-ancestor > a:before,#primary-menu > .menu-item.current-menu-item > a:before,#primary-menu > ul > li:hover > a:before,#primary-menu > ul > li.current_page_ancestor > a:before,#primary-menu > ul > li.current_page_item > a:before,#primary-menu > ul > li.current-menu-item > a:before{border-bottom-color:#ddd;}.menu > .menu-item .sub-menu,.menu > ul > li .children{background-color:#fff;}.menu > .menu-item li > a .menu-item-icon,.menu > .menu-item .sub-menu > li > a:not(.has-icon):after{color:#000;}.menu > li li > a .menu-item-text:after{color:#000;}#header .menu > .menu-item.menu-item-mega-menu > .sub-menu > li > a{color:#1f1f1f;}#header.header-01 .header-contact-details-container .header-contact-details-list li{border-right-color:#e3e3e3;}.header-social-icon i{color:#999;}.site-footer{background-color:#222;}.site-footer .widget-title,.site-footer .widget_recent_entries a{color:#fff;}.site-footer,.site-footer a{color:#999;}.site-footer a:hover{color:#fff;}.footer-bottom,.footer-widget-container .menu > li,.site-footer .widget_recent_entries ul li{border-color:#454545;}.footer-social-icon i{color:#fff;}.vc_custom_1580111924669{margin-top:30px !important;}.vc_custom_1580114006517{margin-bottom:30px !important;}.home_banner_wrapper{width:100%;height:670px;}.gafcu-slider{height:670px;font-family:"Yantramanav",Helvetica,Arial,sans-serif;margin-bottom:0;overflow:hidden;}.gafcu-slider .slick-slide{display:none;height:670px;}.gafcu-slider .slick-slide-text-wrapper h1,.gafcu-slider .slick-slide-text-wrapper h2,.gafcu-slider .slick-slide-text-wrapper h3,.gafcu-slider .slick-slide-text-wrapper p,.gafcu-slider .slick-slide-text-wrapper a{font-family:"Yantramanav",Helvetica,Arial,sans-serif;}.slider_wrapper{}.gafcu-slider .slick-slide-text-wrapper h1{font-size:60px;line-height:1.2em;font-weight:600;}.gafcu-slider .slick-slide-text-wrapper h2{font-size:60px;line-height:1.2em;font-weight:600;}.gafcu-slider .slick-slide-text-wrapper h3{font-size:60px;line-height:1,2em;font-weight:600;}.gafcu-slider .slick-slide-text-wrapper{top:50%;transform:translate(0,-40%);position:absolute;left:16%;max-width:50%;}.gafcu-slider .slick-slide-text-wrapper .slick-img{width:45%;}.gafcu-slider > .slick-slide:not(:first-child){display:none;}.gafcu-slider > .slick-slide:first-child{padding:0 20px;}.slick-initialized.slick-slider .slick-slide,.slick-initialized.slick-slider .slick-slide:first-child{display:block;}.slide-blue-text-white-bg{color:#00468b;margin-bottom:20px;}.slide-blue-text-white-bg span{background:#fff;}.slide-purple-text-white-bg{color:#6a0032;margin-bottom:15px;}.slide-purple-text{color:#6a0132;}.slide-black-text{color:#777;}.slide-blue-text{color:#054584;}.slide-white-text{color:#fff;}.slick-slide-text-wrapper p{width:100%;font-size:22px;line-height:1.3em;font-weight:300;margin-top:15px;}.slick-slide-img{width:300px;}.slide-purple-text-white-bg span{background:#fff;}.gafcu-slider h2.slide-text-bigger{font-size:85px !important;line-height:85px;}.gafcu-slider .slick-arrow{border:0;height:initial;width:initial;font-size:0 !important;}.gafcu-slider .slick-prev{position:absolute;z-index:2;left:20px;}.gafcu-slider .slick-next{position:absolute;z-index:2;right:20px;}.gafcu-slider .slick-prev:before{background-color:rgba(0,0,0,.5);content:"";font-family:"Font Awesome 5 Free";font-weight:900;padding:10px 15px;}.gafcu-slider .slick-next:before{background-color:rgba(0,0,0,.5);content:"";font-family:"Font Awesome 5 Free";font-weight:900;padding:10px 15px;}.slick-slide-btn{background:#004290;color:#fff !important;padding:12px 26px;text-decoration:none !important;font-size:14px;display:inline-block;}.slick-slide-btn-white{background:#fff;color:#004290 !important;padding:12px 26px;text-decoration:none !important;font-size:14px;display:inline-block;}.slick-slide-btn-white-outline{background:none;color:#fff !important;border:2px solid #fff;padding:12px 26px;text-decoration:none !important;font-size:14px;display:inline-block;}.slick-slide-btn:hover{color:#fff;}.slick-slide-btn i{font-size:11px;}@-webkit-keyframes fadeInLeft{0%{opacity:0;-webkit-transform:translateX(-100px);transform:translateX(-100px);}100%{opacity:1;-webkit-transform:none;transform:none;}}@keyframes fadeInLeft{0%{opacity:0;-webkit-transform:translateX(-100px);transform:translateX(-100px);}100%{opacity:1;-webkit-transform:none;transform:none;}}@-webkit-keyframes fadeInUp{0%{opacity:0;-webkit-transform:translateY(100px);transform:translateY(100px);}100%{opacity:1;-webkit-transform:none;transform:none;}}@keyframes fadeInUp{0%{opacity:0;-webkit-transform:translateY(100px);transform:translateY(100px);}100%{opacity:1;-webkit-transform:none;transform:none;}}@keyframes growIn{from{-webkit-transform:scale(0);transform:scale(0);}to{-webkit-transform:scale(1);transform:scale(1);}}.slick-active .slick-slide-text-wrapper h1{animation:fadeInLeft .5s 1s both;-webkit-animation:fadeInLeft .5s .5s both;-moz-animation:fadeInLeft .5s .5s both;}.slick-active .slick-slide-text-wrapper h2{animation:fadeInLeft .5s 2s both;-webkit-animation:fadeInLeft .5s 1s both;-moz-animation:fadeInLeft .5s 1s both;}.slick-active .slick-slide-text-wrapper h3{animation:fadeInLeft .5s 2s both;-webkit-animation:fadeInLeft .5s 1.5s both;-moz-animation:fadeInLeft .5s 1.5s both;}.slick-active .slide-purple-text,.slick-active .slide-white-text{animation:fadeInUp .8s 2s both;-webkit-animation:fadeInUp .8s 2s both;-moz-animation:fadeInUp .8s 2s both;}.slick-active .slick-slide-btn{animation:growIn .4s 2.5s both;-webkit-animation:growIn .4s 2.5s both;-moz-animation:growIn .4s 2.5s both;}.slick-active .slick-slide-btn-white{animation:growIn .4s 2.5s both;-webkit-animation:growIn .4s 2.5s both;-moz-animation:growIn .4s 2.5s both;}.slick-active .slick-slide-btn-white-outline{animation:growIn .4s 2.5s both;-webkit-animation:growIn .4s 2.5s both;-moz-animation:growIn .4s 2.5s both;}.ct-banner-text{background-color:rgba(255,255,255,.83);padding:4px 18px;color:#000;font-size:1em;line-height:1.7em;display:inline-block;width:70%;}@media (max-width: 1439px){.gafcu-slider .slick-slide-text-wrapper{max-width:48%;}}@media (max-width: 1023px){.home_banner_wrapper{height:initial;}.ct-banner-text{width:90%;}.gafcu-slider .slick-slide-text-wrapper{max-width:70%;}}@media (max-width: 991px){.gafcu-slider .slick-slide-text-wrapper h1,.gafcu-slider .slick-slide-text-wrapper h2,.gafcu-slider .slick-slide-text-wrapper h3{font-size:50px;line-height:55px;}.gafcu-slider .slick-slide-text-wrapper p{font-size:18px;line-height:26px;}.gafcu-slider h2.slide-text-bigger{font-size:75px !important;line-height:75px;}}@media (max-width: 767px){.slick-slide-text-wrapper p{width:100%;}.home_banner_wrapper{height:initial;min-height:initial;}.gafcu-slider{height:450px;min-height:initial;}.gafcu-slider .slick-slide{height:450px;min-height:initial;}.gafcu-slider .slick-slide-text-wrapper{top:25%;transform:none;position:relative;left:initial;text-align:center;}.gafcu-slider .slick-slide-text-wrapper h1,.gafcu-slider .slick-slide-text-wrapper h2,.gafcu-slider .slick-slide-text-wrapper h3{font-size:25px;line-height:1.3em;text-align:center;}.gafcu-slider .slick-slide-text-wrapper p{text-align:center;font-size:16px;line-height:21px;}.gafcu-slider h2.slide-text-bigger{font-size:45px !important;line-height:48px;}.slick-arrow{top:33%;}.gafcu-slider .slick-prev:before,.gafcu-slider .slick-next:before{padding:8px 12px;font-size:16px;}.gafcu-slider .slick-slide-text-wrapper{margin:auto;}.gafcu-slider .slick-slide-text-wrapper .slick-img{margin:auto;width:60%;}}#rs-demo-id{}

Check out Rates

New Member

Contact Us

Certificate Rates

Rates

Rates

Have More Questions?