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A Greater Way to Live
Ideal for those looking to borrow money for a one-time expense with no hidden fees. You’ll receive the total amount of your loan as a lump-sum with a fixed interest rate and a fixed monthly payment.
- Borrow any amount you need, up to $30,000 and there is NO collateral required. Click here for our current rates and terms.
- Other flexible rates and terms up to 84 months available.
- We offer you the convenience of applying quickly and easily, using our online application, signing electronically using DocuSign and having your funds deposited into your account all from the comfort of your home.
- With our online banking and bill pay, you’ll have secure access to your loan 24/7, so even checking your loan balance or making a loan payment can be just as fast and flexible.
- For those months when you need some extra cash in your pocket we also allow qualified individuals to Skip-A-Payment.
- Debt Protection – Protect your loan balance or loan payments against, death, disability or involuntary unemployment. It’s voluntary and won’t affect your loan approval.
So whether you are:
- Short on cash? Apply for an unsecured personal loan to cover those unexpected emergencies.
- Too many credit card bills? Try to consolidate your loan with a fixed low monthly payment.
- Big plans just around the corner? Consider it for wedding, vacation, emergencies, back to school loans and more.
… you name it loans, and for everything in between!
Refinance & Save
If you already have a personal loan from another financial institution, refinance with Greater Alliance and get 1% cash back up to a $1,000 of the loan’s value — plus our great low rate and flexible terms.
Apply Today
With our online application, you can apply virtually without having to visit a branch!
*APR = Annual Percentage Rate. The rates shown above are for qualified borrowers as of November 10th, 2025, and are subject to change without notice.
- All borrowers must have or open a savings account and be a member in good standing. A minimum balance of $100 is required in the account to earn interest. If the minimum balance is not maintained, a fee will be assessed—please refer to our Fee and Rate Schedule for details. A full credit check is required for all borrowers. All advertised rates are subject to individual qualifying factors and may change without notice. Straight refinances are not eligible for a lower rate; an additional advance is required. Borrowers must have a minimum of six (6) months of consistent employment and an annual income of at least $20,000.
Personal Loan Payment Example: A $10,000 loan at a 9.99% APR with a 48-month term would have a monthly payment of $253.57, based on a payment factor of $25.36 per $1,000 borrowed, at a fixed (non-variable) interest rate.
