Back-to-School Loans and More Smart Ways to Save It’s back-to-school season, and as all parents know, back-to-school shopping can be expensive. This year alone, parents are on pace to spend nearly $688 on back-to-school shopping. No longer limited to just pencils and paper, today, back-to-school shopping includes clothing, transportation and tech. In fact, almost 50 percent of parents with middle school-age kids will be purchasing laptops this year. Thankfully, from savvy planning to back-to-school loans, there are many ways parents…

How to Fund necessary Repairs or Fulfill a Dream Maybe you’ve been putting off installing new windows or repairing your home’s roof. Or, maybe the itch to buy that sports car is getting stronger. Whatever your need—or desire—for cash, you can make it a reality with a home equity loan. A home equity loan is easy to apply for and offers rates that are usually lower than personal loans and significantly lower than credit card interest rates. With the equity…

What You Need to Know to Become a First Time Home Buyer Most of us dream of owning our own home someday. Now seems to be the time to buy, especially if you’re a first time home buyer. A strong job market and rental fatigue has helped to drive home sales to first-timers to their highest levels since 2013 , up to 35 percent of all homes sold last year. And first-time home buyers are getting younger, with a majority of those homes…

What You Need to Know To Consolidate Debt Did you know that only around 20 percent of Americans are free from debt of any kind? That means that 80 percent of Americans carry some kind of debt, according to the Pew Charitable Trusts. However, finding the right solutions to help you manage your debt can be tricky. Too many creditors and lenders can leave you with more questions about your debt than answers. If your debt is getting out of…