How can I be sure that the ATM I’m using is a COOP ATM?
Simply use our ATM locator to find COOP ATMs. All ATMs listed within the ATM locator are our official free ATMs.
ATM Questions
Who is CO-OP?
CO-OP is a total of, nearly 30,000 ATM locations, more than 5,600 shared branch locations nationwide.
How often is ATM locator updated for Allpoint Machines?
The ATM date used in the Allpoint locator is update every two weeks to reflect any changes to our network locations.
Can I use an Allpoint ATM branded by another financial institution?
If your institution participates in Allpoint Network, ATMs on the Allpoint Locator are guaranteed surcharge-free regardless of location branding. The ATM should have an acceptance mark with the Allpoint logo in addition to being on the locator.
Can I still use ATMs that are not part of Allpoint?
Yes. Your ATM card will continue to work at ATMs that are not included in the Allpoint network. However, the amount, if any, surcharge fee that you will be assessed at such non-participating ATMs will be determined solely by the owner and operator of that ATM and not eligible for reimbursement by Allpoint. There will […]
Are there any limitations to how many items I can use an Allpoint ATM?
Participating cardholders of Allpoint member financial institutions are entitled to an unlimited number of surcharge-free transactions at Allpoint ATMs. However your card provider may have limitations in place so please check with them.
Your website listed a certain ATM as part of your network, but when I went to use the ATM, the Allpoint logo was not on the machine. Is this ATM still surcharge free?
Yes. All ATMs listed on our ATM locator are surcharge-free, even if the Allpoint logo is not on the ATM.
My card is participating card from an Allpoint member financial institution, but when I used an Allpoint ATM, I was assessed a surcharge fee. How can I get a surcharge refund for these fees?
If you require a surcharge refund, please contact your card provider.
I used an Allpoint ATM and the surcharge message screen said I would be assessed a surcharge for the transaction I was attempting? Will I be charged? Why does this happen?
No. Due to the technical limitations of certain types of ATM machines, we are not able to prevent the “surcharge message” screen from appearing on some Allpoint ATMs. You should continue the transaction by answering “yes” on this screen. When you get your receipt, you’ll see that you were not assessed a surcharge (i.e., the […]
Where are Allpoint ATMs located?
Allpoint’s 85,000 surcharge-free ATMs are located in local, regional and national retailers across all 50 states, Puerto Rico, Canada, Mexico, Australia and the United Kingdom. This includes merchants such as CVS/pharmacy, Kroger, Target, Walgreens, Winn-Dixie and many others. Use the ATM locator to find the Allpoint ATM closest to you.
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