How can I be sure that the ATM I’m using is a COOP ATM?

Who is CO-OP?

CO-OP is a total of, nearly 30,000 ATM locations, more than 5,600 shared branch locations nationwide.…

Can I still use ATMs that are not part of Allpoint?

Yes. Your ATM card will continue to work at ATMs that are not included in the Allpoint network. However, the amount, if any, surcharge fee that you will be assessed at such non-participating ATMs will be determined solely by the owner and operator of that ATM and not eligible for reimbursement by Allpoint. There will also be a Foreign ATM fees charged by the GAFCU.…

I used an Allpoint ATM and the surcharge message screen said I would be assessed a surcharge for the transaction I was attempting? Will I be charged? Why does this happen?

No. Due to the technical limitations of certain types of ATM machines, we are not able to prevent the “surcharge message” screen from appearing on some Allpoint ATMs. You should continue the transaction by answering “yes” on this screen. When you get your receipt, you’ll see that you were not assessed a surcharge (i.e., the withdrawal amount on your receipt will show $20, $40, $60, etc., as opposed to $21.50, $41.50, $61.50, etc. shown when you pay a surcharge).…

Where are Allpoint ATMs located?

Allpoint’s 85,000 surcharge-free ATMs are located in local, regional and national retailers across all 50 states, Puerto Rico, Canada, Mexico, Australia and the United Kingdom. This includes merchants such as CVS/pharmacy, Kroger, Target, Walgreens, Winn-Dixie and many others. Use the ATM locator to find the Allpoint ATM closest to you.…