Skip to content
Reminder: Early Closings: Dec. 24 – Hackensack & Paramus 3 PM, Paterson 2 PM | Dec. 31 – Hackensack & Paramus 4 PM, Paterson 3 PM. Closed: Dec. 25, 2025 & Jan. 1, 2026. You can access your account using our Digital Services & 85,000 surcharge-free ATMs available. Happy Holidays & Happy New Year!
notification-icon⚠️ FRAUD ALERT: Greater Alliance FCU will never ask for your debit card number, expiration date, Security code (CVV), or digital banking information by phone. If a call seems suspicious, hang up and call us directly at 201-599-5500.
two people checking the car's surface

MBP & GAP

mbp & gap
mechanical breakdown protection

 Mechanical Breakdown Protection (MBP)

You are protected from expensive car repair bills, at a 30-50% savings from the cost of dealer’s plans for this type of protection. Our MBP can save you time and thousands of dollars on major automobile repairs. Through the MBP you can take your vehicle to any licensed repair facility in the U.S. and Canada for a low, per-visit deductible.

 Guaranteed Asset Protection (GAP)

Covers the gap between your auto’s value and what you owe when your car is totaled. GAP is a voluntary program to protect you if your car is totaled or stolen and not recovered. GAP is not an offer of insurance and does not replace your standard Comprehensive, Collision and Liability – it only enhances them.

guaranteed asset protection
Game Of Loans Learn More