Reminder that all our branches and drive-thrus will be closed on Monday, May 30th in observance of Memorial Day. You will be able to access your accounts via using our Digital Services & at any of our nearly 85,000 Surcharge-free ATMs. We will reopen during normal business hours on Tuesday, May 31st. Greater News Coming soon Alice will join our team, she will be available 24/7- Stay tune for more details.
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Fixing Up a House vs. Buying a New House

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What to consider when deciding whether to renovate your house—or buy one that’s new to you In 2017, 11 percent of the U.S. population moved—with 62 percent staying in the same county. That same year, American homeowners spent $316 billion on home remodeling. Whether you need extra space for a growing family or you want more home amenities, making the choice to buy a different house or to update the home you’re currently living in is a combination of considerations,…

How to Finance a Business

Couple discussing Small Business Financing Options

“Greater” business financing options At Greater Alliance Federal Credit Union, we take particular pride in the services we provide to our business members. When our members come to us asking how to finance a business, we answer with financial solutions that help numerous area businesses grow and succeed. In turn, we’ve seen how these businesses have provided employment and services for our members and for Bergen and Passaic counties at large. For more than 80 years, Greater Alliance, a community-based…

How to Prevent Identity Theft on Vacation

Six Ways to Keep Your Identity Secure While Traveling There is nothing that kills a post-vacation buzz faster than realizing your identity has been stolen. According to an online survey by the Harris Poll, over 15 million Americans experienced identity theft in 2017, with a total loss of over $16 billion. Going on vacation or traveling can leave you at a high risk for identity theft – you may be unfamiliar with your surroundings, in a more relaxed state of…

How to Set a Wedding Budget That Works for You

Piggy Banks Bride and Groom GAFCU Wedding Budget

How to Get you Down the Aisle Without Breaking the Bank It’s no secret that weddings can be expensive. According to The Wedding Report, the average wedding in the United States in 2017 costs $25,760. In the New York/Newark-Jersey City Metropolitan area , the average wedding cost is higher than the national 2017 average at $39.900. How can you create your dream wedding while staying within a budget? There are several ways to help save for a wedding and create…

Should a small business rent or buy property?

Small Business Rent or Buy Property Banner

How to Decide to Rent or Buy Commercial Property for Your Small Business You chose to be a small business owner for a myriad of reasons – to call your own shots, to create your own ideal work environment, to fulfill your own dreams. If you’re now contemplating whether to rent or buy commercial property, that likely means you’ve aced it: you’re a savvy leader whose business is growing. The downside is that you may have to move to accommodate…

How Much Does It Cost to Buy a House?

Identity Theft on vacation plane on map

The costs associated with buying a house include much more than the mortgage Congratulations! You’ve decided to buy a home. But while you’ve been saving for a down payment and budgeting for a mortgage, you may not be entirely aware of all the other costs the may be involved in the house-buying process. Not to worry. We’ve put together a list of the most common home-buying expenses you’ll want to budget for while on the hunt for your dream house.…

10 Tips to Grow Your Business for Financial Success

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How Small Business Banking Can Improve Your Bottom Line Small business banking undoubtedly plays a role in the way you run your business, but if you’re like most successful entrepreneurs, your focus is on new ways to grow and improve your bottom line. And it should be! U.S. small businesses are critical to job and economic growth. According to the U.S. Small Business Administration, two out of three net new jobs in the U.S. are created by small business owners. In 2017,…

5 Smart Ways to Spend Your Tax Refund

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You’re Getting a Tax Refund… Now What? A bigger TV. That beautiful vacation destination. A new car. An updated gaming system. New furniture.  These are all things that might spring to mind when you when you think about how to spend your tax refund. According to the IRS, the average 2016 tax refund was $3,053. That’s a sizeable amount, one that could be used in a dozen fun ways. But instead of focusing on the fun you could have today,…

Easy Ways to Afford the Holidays and Pay Off Debt

Holiday Loans to avoid Holiday Debt

It’s that time of year again. The gifts, the wrapping paper, the fancy meals – it all adds up. For some, affording the holidays means accruing bills and worrying about how to pay off debt later. For others, it means setting aside extra money throughout the year. Either way, the average shopper will spend $682 on gifts, food and decorations this, nearly a 4% increase from 2016. Ways to reduce holiday debt Living within your financial means, rather than overspending,…

What is the Right Size Holiday Loan for You?

Holiday Loan Stocking Full of Cash

It’s fall. And that means the holidays are right around the corner. We know that all of the things you want to do for you and your family can put a lot of pressure on your budget. The end of the year, also means some other large expenses, like property taxes, are also fighting for your attention. For some, offsetting these expenses with a holiday loan can makes a lot of financial sense. How much did you spend on the…